Sebastian County property record for 10209 Stephens Ct, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,448 sqft · built 1983 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (May 2008) |
| Tax Bill | $3,206 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12627-0622-00000-00 |
| Primary APN | 12627-0622-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,448 sqft Living Area |
| Gross Area | 4,158 sqft |
| 1st Floor Area | 1,912 sqft |
| Upper Floors Area | 1,536 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 142 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 976 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 92 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 48 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 90263 |
|---|---|
| Street Address | 10209 STEPHENS CT |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-9340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 622 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 15 |
| Legal Subdivision | FIANNA HILLS VI-VII |
| Legal Block | 1 |
| Legal Lot Number | 622 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1311 |
10209 Stephens Ct is owned and occupied by two individuals who bought it in May 2008.
Source: Sebastian County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10209 STEPHENS CT, FORT SMITH, AR 72908-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2008 · Amount on File |
| Deed Sale | May 1, 2008 · Amount on File |
| Prior Sale | Jun 3, 1999 · Amount on File |
| Deed Document Number | 20087242009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 10209 STEPHENS CT, FORT SMITH, AR 72908-9340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018F-01132 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018F-01132 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2038 |
The 2026 property tax bill for 10209 Stephens Ct was $3,206 with a homeowner's exemption.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,206.00 Homeowner's exemption | $82,107 (-) Land $8,000 Building $74,107 | $410,535 (-) Land $40,000 Building $370,535 |
| 2025 | $3,206.00 Homeowner's exemption | $82,107 Land $8,000 Building $74,107 | $410,535 Land $40,000 Building $370,535 |
| 2023 | $2,628.00 Homeowner's exemption | $52,600 Land $6,000 Building $46,600 | $263,000 Land $30,000 Building $233,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10209 Stephens Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10209 Stephens Ct is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 57% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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