10209 E Monte Cristo Rd, Edcouch, TX 78538 Property Records

Hidalgo County property record for 10209 E Monte Cristo Rd, Edcouch, TX 78538

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 7,428 sqft · built 2016
Lot Size1.42 acres (61,911 sqft)
OwnerCompany Name on File
Tax Bill$10,852 (2024)
Deeds & MortgagesNov 2020 Construction Loan
Jul 2020 Loan Modification
+ 3 more
APNR293001000005600

Property Details

APN / Parcel Number

Primary APNR293001000005600
Alternative APNs
  • R647381
  • 647381

Interior

Full Baths2 Baths
Building Area7,428 sqft Gross Area
1st Floor Area7,428 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2018
Exterior MaterialMetal
Roof TypeGable
Roof MaterialMetal
Lot Area61,911 sqft (1.42 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address10209 E MONTE CRISTO RD
CityEDCOUCH
StateTX
Zip78538-2556
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeRS
Legal DescriptionRIO BRAVO RANCH PH 1 LOT 56
Legal SubdivisionRIO BRAVO RANCH PH 1 - SEB
Legal Tract56
Legal Block2
Legal Lot Number56
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group2
Census Block2012
Census Tract23525

Owner

Source: Hidalgo County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10209 E MONTE CRISTO RD, EDINBURG, TX 78542-4155
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Construction Loan · Construction Mortgage
RIO BK
Jul 16, 2020Loan Modification, Mortgage
RIO BK
Jul 10, 2019Loan Modification, Mortgage
ELSA ST BK&TR
Mar 22, 2019Loan Modification, Mortgage
RIO BK
Mar 22, 2018Loan Modification, Mortgage
ELSA ST BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2007
Deed SaleOct 10, 2007
Prior SaleDec 20, 2006 · Amount on Record
Deed Document Number20071814630
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Recording DateNov 4, 2020
Property Address10209 E MONTE CRISTO RD, EDINBURG, TX 78542-4155
Document Number0003163707
Instrument3163707
Transaction TypeConstruction Loan
Record UpdatedDec 2, 2020
Title CompanyCORPORATION SERVICES COMPANY, CORPORATION SVC CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4169 MCALLEN TX 785024169, MCALLEN, TX 78502-4169

Mortgage

Document Number0003163707
DateNov 4, 2020
Instrument3163707
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 3, 2021

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address10209 E MONTE CRISTO RD, EDINBURG, TX 78542-4155
Document Number0003136211
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3226 N VICTORIA RD DONNA TX 785375774, DONNA, TX 78537-5774

Mortgage

Document Number0003136211
DateAug 5, 2020
Instrument3136211
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502-4169
Agreement
AmountAmount Recorded
Term12 Months
DueAug 4, 2021

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address10209 E MONTE CRISTO RD, EDINBURG, TX 78542-4155
Document Number0003035986
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3226 N VICTORIA RD DONNA TX 785375774, DONNA, TX 78537-5774

Mortgage

Document Number0003035986
DateAug 1, 2019
Instrument3035986
Lender
NameELSA ST BK&TR
TypeBank
AddressMCALLEN, TX 78502-4169
Agreement
AmountAmount Recorded
Term12 Months
DueJul 31, 2020

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address10209 E MONTE CRISTO RD, EDINBURG, TX 78542-4155
Document Number0003015437
Instrument DateMar 22, 2019
Transaction TypeMortgage
Record UpdatedJun 4, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3226 N VICTORIA RD DONNA TX 785375774, DONNA, TX 78537-5774

Mortgage

Document Number0003015437
DateMay 20, 2019
Instrument3015437
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502-4169
Agreement
AmountAmount Recorded
Term12 Months
DueMay 19, 2020

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address10209 E MONTE CRISTO RD, EDINBURG, TX 78542-4155
Document Number0002909024
Instrument DateMar 22, 2018
Transaction TypeMortgage
Record UpdatedMay 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3226 N VICTORIA RD DONNA TX 785375774, DONNA, TX 78537-5774

Mortgage

Document Number0002909024
DateApr 20, 2018
Instrument2909024
Lender
NameELSA ST BK&TR
TypeBank
AddressWESLACO, TX 78596
Agreement
AmountAmount Recorded
Term12 Months
DueApr 19, 2019

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 15, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
Unified School DistrictEdinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$799,753 (+32.5%) Land $185,733 Building $614,020$799,753 (+32.5%) Land $185,733 Building $614,020
2024$10,852.00 (+0.74%)
2023$10,772.00 (-9.94%)$603,588 Land $130,013 Building $473,575$603,588 Land $130,013 Building $473,575
2022$11,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH ALAMO WSC
serves 171,195 people · EPA ID TX1080029
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wireless Internet
Fixed Wireless
400 / 100
Valley Telephone Cooperative, Inc. (TX)
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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