10208 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10208 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	8 ba · 10,674 sqft · built 2007
Lot Size	0.713 acres (31,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,462,000 (Jun 2013)
Tax Bill	$27,899 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00870254`

Property Details

APN / Parcel Number

Primary APN	`10-00870254`
Alternative APN	`00870254`

Interior

Full Baths	8 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	10,674 sqft Living Area
Gross Area	11,710 sqft
1st Floor Area	4,501 sqft
Attic	Attic
Attic Area	700 sqft
Basement Area	3,000 sqft
Finished Basement	3,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,050 sqft (0.713 acres)
Garage Type	Attached
Garage Area	1,036 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,300 sqft
Porch	Open Porch
Porch Area	1,329 sqft
Patio Area	692 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00870254
Street Address	10208 GARY RD
City	POTOMAC
State	MD
Zip	20854-4153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS SEC 1
Legal Subdivision	POTOMAC HILLS
Legal Block	G
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3007
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10208 GARY RD, POTOMAC, MD 20854-4153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUSTAR BANK
Aug 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage CONGRESSIONAL BANK
Nov 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage TRUSTAR BANK
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Deed Book / Page	47106 / 71
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10208 GARY RD, POTOMAC, MD 20854-4153
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10208 GARY RD, POTOMAC, MD 20854-4153

Mortgage

Document Number	0631100293
Date	May 26, 2021
Book Page	63110/293

Lender

Name	TRUSTAR BANK
Type	Bank
Address	GREAT FALLS, VA 22066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10208 GARY RD, POTOMAC, MD 20854-4153
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	PRESIDENTIAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0580510264
Date	Aug 22, 2019
Book Page	58051/264

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10208 GARY RD, POTOMAC, MD 20854-4153
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10208 GARY RD, POTOMAC, MD 20854-4153

Mortgage

Document Number	0610350228
Date	Nov 9, 2020
Book Page	61035/228

Lender

Name	TRUSTAR BANK
Type	Bank
Address	GREAT FALLS, VA 22066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10208 GARY RD, POTOMAC, MD 20854-4153
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0641370168
Date	Sep 28, 2021
Book Page	64137/168

Lender

Name	TRUSTAR BANK
Type	Bank
Address	GREAT FALLS, VA 22066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,449,833 (+4.74%)	$2,671,700 (+14.23%) Land $579,800 Building $2,091,900
2025	$27,899.00 (+2.76%)	$2,338,900 (-) Land $579,800 Building $1,759,100	$2,338,900 (-) Land $579,800 Building $1,759,100
2023		$2,338,900 Land $579,800 Building $1,759,100	$2,338,900 Land $579,800 Building $1,759,100
2022	$27,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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