10206 E 89th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 10206 E 89th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,830 sqft · built 1996
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$263,500 (Sep 2020)
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61071-14-19-78780`

Property Details

APN / Parcel Number

Primary APN	`61071-14-19-78780`
Alternative APN	`R61071141978780`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,830 sqft Living Area
Basement Area	2,348 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	519 sqft
Porch	Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61071141978780
Street Address	10206 E 89TH ST N
City	OWASSO
State	OK
Zip	74055-6799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 24 BLK 3
Legal Range	14E
Legal Township	21N
Legal Section	19
Legal Subdivision	FAIRWAYS AT BAILEY RANCH, THE
Legal Block	3
Legal Lot Number	24
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	4
Census Block	4000
Census Tract	5809

Owner

10206 E 89th St N is owned and occupied by an individual who bought it in September 2020.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10206 E 89TH ST N, OWASSO, OK 74055-6799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Sep 14, 2011 · Amount on File
Deed Document Number	2020092307
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Sep 23, 2020
Property Address	10206 E 89TH ST N, OWASSO, OK 74055-6799
Document Number	0000092307
Map Reference	PL 5085
Instrument Date	Sep 14, 2020
Instrument	2020092307
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10206 E 89TH ST N, OWASSO, OK 74055-6799

Mortgage

Document Number	0000092308
Date	Sep 23, 2020
Instrument	2020092308

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10206 E 89th St N was $3,666.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,666.00	$33,554 Land $3,612 Building $29,942	$390,200 Land $42,000 Building $348,200
2023	$3,325.00 (+4.99%)	$30,434 (+5%) Land $3,918 Building $26,516	$326,227 (+23.81%) Land $42,000 Building $284,227
2022	$3,167.00	$28,985 Land $4,620 Building $24,365	$263,500 Land $42,000 Building $221,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10206 E 89th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10206 E 89th St N is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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