Lake County property record for 10205 Spring Moss Ave, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1999 |
| Lot Size | 0.272 acres (11,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Oct 2025) |
| Tax Bill | $4,887 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-25-0800-000-01200 |
| Primary APN | 12-23-25-0800-000-01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,880 sqft (0.272 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 370 sqft |
| Utility Building | 1,680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3783299 |
|---|---|
| Street Address | 10205 SPRING MOSS AVE |
| City | CLERMONT |
| State | FL |
| Zip | 34711-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN HILLS PHASE I LOT 12 PB 40 PGS 44-45 ORB 6177 PG 1169 |
| Legal Range | 25E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN HILLS PHASE |
| Legal Phase | 1 |
| Legal Tract | 800 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 31322 |
10205 Spring Moss Ave is owned and occupied by an individual who bought it in October 2025.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10205 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERIS BANK |
| Jul 17, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| May 31, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| May 12, 2017 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on File |
| Deed Sale | Oct 28, 2025 · Amount on File |
| Prior Sale | Jul 17, 2023 · Amount on File |
| Deed Document Number | 2025132909 |
| Deed Book / Page | 6622 / 52 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 28, 2025 |
| Property Address | 10205 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0066220052 |
| Book / Page | 6622 / 52 |
| Map Reference | MB 40 PG 44 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025132909 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 MAXWELL XING, BRENTWOOD, TN 37027-4415 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10205 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0000662254 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 6622/54 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 17, 2023 |
| Property Address | 10205 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0061771169 |
| Book / Page | 6177 / 1169 |
| Map Reference | MB 40 PG 44 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023085814 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,856.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 100 MAXWELL XING, BRENTWOOD, TN 37027-4415 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 31, 2023 |
| Property Address | 10205 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0061502313 |
| Book / Page | 6150 / 2313 |
| Map Reference | MB 40 PG 44 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023063989 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,585.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10496 SUN VILLA BLVD, ORLANDO, FL 32817-3870 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 12, 2017 |
| Property Address | 10205 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0049432134 |
| Book / Page | 004943 / 002134 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 52064 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10205 SPRING MOSS AVE CLERMONT FL 347116438, CLERMONT, FL 34711-6438 |
| Document Number | 49432135 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 004943/002135 |
| Instrument | 52065 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,788 (+0.69%) Land $108,000 Building $207,788 | $315,788 (+0.69%) Land $108,000 Building $207,788 | |
| 2024 | $4,887.00 (+76.62%) | $313,623 (+53.9%) Land $108,000 Building $205,623 | $313,623 (+2.03%) Land $108,000 Building $205,623 |
| 2023 | $2,767.00 (+8.68%) | $203,790 (+3%) | $307,389 (+24.67%) Land $108,000 Building $199,389 |
| 2022 | $2,546.00 Homeowner's exemption | $197,860 | $246,555 Land $47,250 Building $199,305 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10205 Spring Moss Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10205 Spring Moss Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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