10205 Sharp Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 10205 Sharp Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,240 sqft · built 1977
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,900 (Jan 2017)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-32-100-004`

Property Details

APN / Parcel Number

Primary APN	`15-32-100-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,240 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	1,148 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	213,444 sqft (4.9 acres)
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10205 SHARP RD
City	SWARTZ CREEK
State	MI
Zip	48473-9156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	A PARCEL OF LAND BEG N 0 DEG 01 MIN 20 SEC E 525 FT FROM W 1/4 COR OF SEC TH N 0 DEG 01 MIN 20 SEC E 160 FT TH S 89 DEG 37
Legal Range	06E
Legal Township	06N
Legal Section	32
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1034
Census Tract	12907

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10205 SHARP RD, SWARTZ CREEK, MI 48473-9156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 9, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	Sep 9, 1999 · Amount on Record
Deed Document Number	20171693
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10205 SHARP RD, SWARTZ CREEK, MI 48473-9156
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10205 SHARP RD, SWARTZ CREEK, MI 48473-9156

Mortgage

Document Number	202110050078879
Date	Oct 5, 2021
Instrument	202110050078879

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 9, 2017
Property Address	10205 SHARP RD, SWARTZ CREEK, MI 48473-9156
Document Number	0000001693
Instrument Date	Dec 12, 2016
Instrument	1693
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 HAMILTON ST SWARTZ CREEK MI 484731177, SWARTZ CREEK, MI 48473-1177

Mortgage

Document Number	6741
Date	Jan 9, 2017
Instrument	6741

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,100 (+4.38%)	$276,200 (+4.38%)
2025	$3,550.00 (+0.74%) Homeowner's exemption	$132,300 (+21.15%)	$264,600 (+21.15%)
2024	$3,524.00 (+83.83%)
2023		$109,200	$218,400
2016	$1,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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