10205 N 120th E Ave, Owasso, OK 74055 Property Records

Tulsa County property record for 10205 N 120th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,896 sqft · built 2018
Lot Size	0.232 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Feb 2020)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61342-14-17-38590`

Property Details

APN / Parcel Number

Primary APN	`61342-14-17-38590`
Alternative APN	`R61342141738590`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
Basement Area	1,896 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.232 acres)
Garage Type	Attached
Garage Area	668 sqft
Porch	Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61342141738590
Street Address	10205 N 120TH EAST AVE
City	OWASSO
State	OK
Zip	74055-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 23 BLK 2
Legal Range	14E
Legal Township	21N
Legal Section	17
Legal Quarter	SW
Legal Subdivision	SAWGRASS PARK II AT BAILEY RANCH
Legal Block	2
Legal Lot Number	23
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1003
Census Tract	5809

Owner

10205 N 120th E Ave is owned and occupied by two individuals who bought it in February 2020.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10205 N 120TH EAST AVE, OWASSO, OK 74055-2698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 21, 2017	Deed of Trust, Mortgage · Construction Mortgage THE EXCHANGE BANK
Feb 4, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 23, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Oct 23, 2017 · Amount on File
Deed Document Number	2020010736
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10205 N 120TH EAST AVE, OWASSO, OK 74055-2698
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014319
Date	Feb 8, 2021
Instrument	2021014319

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10205 N 120TH EAST AVE, OWASSO, OK 74055-2698
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036978
Date	Apr 21, 2017
Instrument	2017036978

Lender

Name	THE EXCHANGE BANK
Type	Bank
Address	SKIATOOK, OK 74070

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 2, 2017

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Feb 4, 2020
Property Address	10205 N 120TH EAST AVE, OWASSO, OK 74055-2698
Document Number	0000010736
Instrument Date	Jan 31, 2020
Instrument	10736
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10205 N 120TH EAST AVE OWASSO OK 740552698, OWASSO, OK 74055-2698

Mortgage

Document Number	10740
Date	Feb 4, 2020
Instrument	10740

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Oct 23, 2017
Property Address	10205 N 120TH EAST AVE, OWASSO, OK 74055-2698
Document Number	0000099641
Instrument Date	Oct 17, 2017
Instrument	2017099641
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2022
Title Company	ALLEGIANCE TITLE & ESCROW LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10205 N 120TH EAST AVE, OWASSO, OK 74055-2698

Mortgage

Document Number	0000099642
Date	Oct 23, 2017
Instrument	2017099642

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Homeowner's exemption	$331,200 Land $28,500 Building $302,700
2023		$330,196 Land $28,500 Building $301,696

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10205 N 120th E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10205 N 120th E Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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