Winnebago County property record for 10205 Monarch Rd, Roscoe, IL 61073
| Property Type | Quadplex |
|---|---|
| Details | 8 bd · 8 ba · 5,504 sqft · built 2006 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $670,000 (Jun 2026) |
| Tax Bill | $11,870 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-276-010 |
| Primary APN | 08-06-276-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Total Rooms | 20 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 5,504 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Quadruplex |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 1,986 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 10205 MONARCH RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-6561 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | RM - MULT |
| Legal Description | CLEARWING NO 4 PT NW1/4 SEC 5 & PT NE1/4 SEC 6-45-2 LOT 116 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 6 |
| Legal Subdivision | CLEARWING |
| Legal Lot Number | 116 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 3801 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 630 N STATE ST, 2209, CHICAGO, IL 60654-5559 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | May 7, 2015 · Amount on Record |
| Deed Document Number | 202615868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 24, 2026 |
| Property Address | 10205 MONARCH RD, ROSCOE, IL 61073-6561 |
| Document Number | 0000015868 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202615868 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 N STATE ST, 2209, CHICAGO, IL 60654-5559 |
| Document Number | 0000015869, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202615869 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,870.00 (+2.81%) | $154,274 (+9.49%) Land $17,780 Building $136,494 | $462,822 (+9.49%) Land $53,340 Building $409,482 |
| 2024 | $11,546.00 | $140,902 (+21.89%) Land $16,239 Building $124,663 | $422,706 (+21.89%) Land $48,717 Building $373,989 |
| 2022 | $115,595 Land $13,322 Building $102,273 | $346,785 Land $39,966 Building $306,819 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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