Mobile County property record for 10205 Kearns Rd, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,312 sqft · built 2005 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Apr 2017) |
| Tax Bill | $3,807 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2020 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R023905324000001028 |
| Primary APN | R023905324000001028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,312 sqft Living Area |
| 1st Floor Area | 4,312 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 115 ft deep x 20.4 ft wide |
| Garage Area | 1,048 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 1,085 sqft |
| Deck Area | Deck Area |
| Boat House | 988 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3270597 |
|---|---|
| Street Address | 10205 KEARNS RD |
| City | THEODORE |
| State | AL |
| Zip | 36582-7433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 OF WESTERN SHORELINE EST UNIT 1 MBK 62/89 #SEC 32 T6S R1W #MP39 05 32 4 000 |
| Legal Range | 06S |
| Legal Township | 06S |
| Legal Section | 32 |
| Legal Subdivision | WESTERN SHORELINE EST |
| Legal Lot Number | 23 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 7103 |
10205 Kearns Rd is owned and occupied by two individuals who bought it in April 2017.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10205 KEARNS RD, THEODORE, AL 36582-7433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| May 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Apr 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | Aug 5, 2003 |
| Deed Document Number | 201723300 |
| Deed Book / Page | 7502 / 992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 10205 KEARNS RD, THEODORE, AL 36582-7433 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10205 KEARNS RD, THEODORE, AL 36582-7433 |
| Document Number | 0000030063 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023030063 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 10205 KEARNS RD, THEODORE, AL 36582-7433 |
| Document Number | 0000011034 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10205 KEARNS RD THEODORE AL 365827433, THEODORE, AL 36582-7433 |
| Document Number | 0000011034 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 11034 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 10205 KEARNS RD, THEODORE, AL 36582-7433 |
| Document Number | 0000032414 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10205 KEARNS RD THEODORE AL 365827433, THEODORE, AL 36582-7433 |
| Document Number | 0000032414 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 007519/000415 |
| Instrument | 32414 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | FAIRHOPE, AL 36532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 27, 2017 |
| Property Address | 10205 KEARNS RD, THEODORE, AL 36582-7433 |
| Document Number | 0000023300 |
| Book / Page | 7502 / 0992 |
| Map Reference | MB 62 PG 89 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 2017023300 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10205 KEARNS RD, THEODORE, AL 36582-7433 |
| Document Number | 0000023301 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017023301 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2032 |
The 2025 property tax bill for 10205 Kearns Rd was $3,807 with a homeowner's exemption, up 2.3% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,807.00 (+2.28%) Homeowner's exemption | $78,610 (+2.26%) Land $17,530 Building $61,080 | $786,100 (+2.26%) Land $175,300 Building $610,800 |
| 2024 | $3,722.00 (+3.68%) Homeowner's exemption | $76,870 (+3.64%) Land $17,530 Building $59,340 | $768,700 (+3.64%) Land $175,300 Building $593,400 |
| 2023 | $3,590.00 Homeowner's exemption | $74,170 Land $18,870 Building $55,300 | $741,700 Land $188,700 Building $553,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10205 Kearns Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 225 (1979–2022) |
| Claims Outside the SFHA | 53 of 225 |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10205 Kearns Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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