10205 Beaver Valley Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 10205 Beaver Valley Rd, Cedar Falls, IA 50613

Property Summary

Property Type	General Agricultural/Rural
Lot Size	38.6 acres (1,684,030 sqft)
Owner	2 Trust Names on File
Last Sale	$252,000 (Mar 2022)
Tax Bill	$630 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2025 Construction Loan
Flood Zone	Zone A (high risk)
APN	`9014-30-426-001`

Property Details

APN / Parcel Number

Primary APN	`9014-30-426-001`

Exterior

Lot Area	1,684,030 sqft (38.6 acres)

Location & Zoning

Street Address	10205 BEAVER VALLEY RD
City	CEDAR FALLS
State	IA
Zip	50613-9472
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	NE SE EXC HWY SEC 30 T 90 R 14
Legal Range	14W
Legal Township	90N
Legal Section	30
Jurisdiction	BLACK HAWK IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2071
Census Tract	2606

Owner

10205 Beaver Valley Rd, an agricultural property, is held in a trust since February 2024.

Source: Black Hawk County records, as of October 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2208 OXFORD LN, CEDAR FALLS, IA 50613-1665
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Sep 25, 2025	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Deed Document Number	202217607
Last Transfer Date	Feb 23, 2024
Transfer Doc	0000010456
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 6, 2026
Property Address	10205 BEAVER VALLEY RD, CEDAR FALLS, IA 50613-9472
Document Number	0000015193
Instrument Date	Oct 6, 2026
Instrument	202615193
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	10205 BEAVER VALLEY RD, CEDAR FALLS, IA 50613-9472

Mortgage

Document Number	0000015193,
Date	Oct 6, 2026
Instrument	202615193

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	10205 BEAVER VALLEY RD, CEDAR FALLS, IA 50613
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 OXFORD LN, CEDAR FALLS, IA 50613-1665

Mortgage

Document Number	0202514113
Date	Sep 25, 2025
Instrument	2025-14113

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	131 TOWER PARK DR STE 100, WATERLOO, IA 50701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 10205 Beaver Valley Rd was $630, down 2.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Dike-New Hartford Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (-2.48%)	$42,240 Land $36,230 Building $6,010	$42,240 Land $36,230 Building $6,010
2024	$646.00
2023		$34,340 (+31.02%) Land $28,290 Building $6,050	$34,340 Land $28,290 Building $6,050
2022	$594.00 Additional exemption filed	$26,210 Land $22,780 Building $3,430
2021			$26,210 Land $22,780 Building $3,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10205 Beaver Valley Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10205 Beaver Valley Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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