10204 Duchman Ln, Temple, TX 76502 Property Records

Bell County property record for 10204 Duchman Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,869 sqft · built 2021
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$268,900 (Sep 2021)
Tax Bill	$6,382 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0922219833`

Property Details

APN / Parcel Number

Primary APN	`0922219833`
Alternative APNs	`483384` `593880`

Interior

Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10204 DUCHMAN LN
City	TEMPLE
State	TX
Zip	76502-5898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE IV, BLOCK 003, LOT 0017, (SECTION I), ACRES .179
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE IV
Legal Block	3
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3001
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10204 DUCHMAN LN, TEMPLE, TX 76502-5898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SENTE MORTGAGE INC
Nov 17, 2020	Grant Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	202160676
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000060676
Record Updated	Sep 20, 2026

September 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 17, 2021
Property Address	10204 DUCHMAN LN, TEMPLE, TX 76502-5898
Document Number	0000060676
Map Reference	DOC 2018-94
Instrument Date	Sep 16, 2021
Instrument	2021060676
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10204 DUCHMAN LN, TEMPLE, TX 76502-5898

Mortgage

Document Number	0000060677
Date	Sep 17, 2021
Instrument	2021060677

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Nov 17, 2020
Property Address	10204 DUCHMAN LN, TEMPLE, TX 76502-5898
Document Number	0000063597
Instrument Date	Nov 12, 2020
Instrument	63597
Transaction Type	Construction Loan
Record Updated	Dec 4, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	63598
Date	Nov 17, 2020
Instrument	63598

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	PO BOX 937, KILLEEN, TX 76540-0937

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2021

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,382.00 (+1.72%)	$348,760 (-5.29%) Land $29,240 Building $319,520	$348,760 (-5.29%) Land $29,240 Building $319,520
2023	$6,274.00 (-21.4%) Homeowner's exemption	$368,226 Land $29,240 Building $338,986	$368,226 Land $29,240 Building $338,986
2022	$7,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

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