10203 Albany Dr, Laredo, TX 78045 Property Records

Webb County property record for 10203 Albany Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,515 sqft · built 2001
Lot Size	0.109 acres (4,747 sqft)
Owner	2 Individual Names on File
Last Sale	$148,300 (Jul 2019)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Apr 2012 Mortgage Jun 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`968-90005-110`

Property Details

APN / Parcel Number

Primary APN	`968-90005-110`
Alternative APN	`235162`

Interior

Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,747 sqft (0.109 acres)
Porch	Open Porch
Porch Area	535 sqft

Location & Zoning

Street Address	10203 ALBANY DR
City	LAREDO
State	TX
Zip	78045-8180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 11 BLK 5 DEERFIELD IV
Legal Subdivision	DEERFIELD IV
Legal Block	5
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1015
Census Tract	1715

Owner

10203 Albany Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10203 ALBANY DR, LAREDO, TX 78045-8180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2012	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 5, 2025	Vendor's Lien, Transfer
Jul 30, 2019	Vendor's Lien, Transfer · FHA Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Deed Document Number	20191367551
Deed Book / Page	4638 / 304
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	004638/304
Record Updated	Oct 29, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10203 ALBANY DR, LAREDO, TX 78045-8180
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003248/477
Date	Apr 23, 2012
Book Page	3248/477
Instrument	1131959

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2027

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 5, 2025
Property Address	10203 ALBANY DR, LAREDO, TX 78045-8180
Document Number	005846/398
Book / Page	5846 / 398
Map Reference	DOC NO 1556908
Instrument Date	May 22, 2025
Instrument	1559241
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 365, LA BLANCA, TX 78558-0365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10203 ALBANY DR, LAREDO, TX 78045-8180

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 30, 2019
Property Address	10203 ALBANY DR, LAREDO, TX 78045-8180
Document Number	004638/304
Book / Page	4638 / 304
Map Reference	VOL 18 PG 28
Instrument Date	Jul 29, 2019
Instrument	1367551
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1810 SAN EDUARDO AVE, 1810, LAREDO, TX 78040-3823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10203 ALBANY DR, LAREDO, TX 78045-8180

Mortgage

Document Number	0001367552
Date	Jul 30, 2019
Instrument	1367552

Lender

Name	BBVA USA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10203 Albany Dr was $1,103 with a homeowner's exemption, down 14.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,792 (-0.58%) Land $45,714 Building $171,078	$216,792 (-0.58%) Land $45,714 Building $171,078
2025	$1,103.00 (-14.1%) Homeowner's exemption	$218,062 Land $45,714 Building $172,348	$218,062 Land $45,714 Building $172,348
2024	$1,284.00
2023		$196,273 Land $36,884 Building $159,389	$196,273 Land $36,884 Building $159,389
2022	$1,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10203 Albany Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10203 Albany Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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