10202 Saint Cloud Ln, Santa Ana, CA 92705 Property Records

Orange County property record for 10202 Saint Cloud Ln, Santa Ana, CA 92705

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 4,690 sqft · built 1988
Lot Size	0.551 acres (24,000 sqft)
Owner	Individual Name on File
Last Sale	$1,330,000 (Oct 2010)
Tax Bill	$19,209 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503-621-04`

Property Details

APN / Parcel Number

Primary APN	`503-621-04`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	4,690 sqft Living Area
Gross Area	5,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	24,000 sqft (0.551 acres)
View / Lot	Good
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10202 SAINT CLOUD LN
City	SANTA ANA
State	CA
Zip	92705-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 10501 BLK LOT 8
Legal Subdivision	TR 10501
Legal Tract	10501
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	6
Census Block	6008
Census Tract	75604

Owner

10202 Saint Cloud Ln is owned and occupied by an individual who bought it in October 2010.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10202 SAINT CLOUD LN, SANTA ANA, CA 92705-1461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ORANGE COUNTYS CU
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2010 · Amount on File
Deed Sale	Oct 22, 2010 · Amount on File
Prior Sale	Feb 24, 2009 · Amount on File
Deed Document Number	2010555857
Prior Transfer Date	Nov 11, 1997
Prior Transfer Doc	0000585831
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10202 SAINT CLOUD LN, SANTA ANA, CA 92705-1461
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10202 SAINT CLOUD LN, SANTA ANA, CA 92705-1461

Mortgage

Document Number	0000086049
Date	Mar 25, 2026
Instrument	2026000086049

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Max Rate	11.2%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10202 SAINT CLOUD LN, SANTA ANA, CA 92705-1461
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10202 SAINT CLOUD LN, SANTA ANA, CA 92705-1461

Mortgage

Document Number	0000054327
Date	Mar 10, 2023
Instrument	2023000054327

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 9, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10202 SAINT CLOUD LN, SANTA ANA, CA 92705-1461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037930
Date	Jan 27, 2017
Instrument	2017000037930

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10202 Saint Cloud Ln was $19,209, up 4.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,738,042 (+2%) Land $970,514 Building $767,528
2025	$19,209.00 (+4.65%)	$1,703,963 Land $951,484 Building $752,479
2024	$18,355.00 (+2.4%)
2023	$17,925.00 (+1.4%)	$1,637,797 Land $914,537 Building $723,260
2022	$17,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10202 Saint Cloud Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10202 Saint Cloud Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - COWAN HEIGHTS private · serves 7,006 people · EPA ID CA3010047
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: AT&T, Cityside Fiber, Cox Communications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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