10200 Sandy Cove Way, Santee, CA 92071 Property Records

San Diego County property record for 10200 Sandy Cove Way, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 2023
Owner	Individual Name on Record
Last Sale	$1,033,500 (Jul 2023)
Tax Bill	$14,289 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381-760-10-00`

Property Details

APN / Parcel Number

Primary APN	`381-760-10-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,384 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10200 SANDY COVE WAY
City	SANTEE
State	CA
Zip	92071-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LOT 10 TR 016462
Legal Subdivision	SANTEE TM 2016-1 WALKER TRLS
Legal Tract	016462
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	16615

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10200 SANDY COVE WAY, SANTEE, CA 92071-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Jul 7, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2022	Deed of Trust, Mortgage · Construction Mortgage SUNWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	2023177367
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2026
Property Address	10200 SANDY COVE WAY, SANTEE, CA 92071-2734
Document Number	0000219705
Instrument Date	Jul 24, 2026
Instrument	2026219705
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000219705,
Date	Jul 30, 2026
Instrument	2026219705

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2023
Property Address	10200 SANDY COVE WAY, SANTEE, CA 92071-2734
Document Number	0000177367
Map Reference	MAP 16462
Instrument Date	Jan 19, 2023
Instrument	2023-0177367
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10200 SANDY COVE WAY, SANTEE, CA 92071-2734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000177368
Date	Jul 7, 2023
Instrument	2023-0177368

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10200 SANDY COVE WAY, SANTEE, CA 92071-2734
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388306
Date	Oct 4, 2022
Instrument	2022-0388306

Lender

Name	SUNWEST BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,126,108 (+2%) Land $468,180 Building $657,928
2025	$14,289.00 (+171.34%)	$1,104,028 (+228.56%) Land $459,000 Building $645,028
2023	$5,266.00 (+118.51%)	$336,017 (+256.95%) Land $111,017 Building $225,000
2022	$2,410.00	$94,135 Land $94,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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