10200 Saddle Path Rd, Belvidere, IL 61008 Property Records

Boone County property record for 10200 Saddle Path Rd, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 5,763 sqft · built 2016
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Jul 2023)
Tax Bill	$21,213 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Apr 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-328-008`

Property Details

APN / Parcel Number

Primary APN	`05-08-328-008`
Alternative APN	`05-05-08-328-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,763 sqft Living Area
Gross Area	6,907 sqft
1st Floor Area	6,907 sqft
Basement Area	2,580 sqft
Finished Basement	2,000 sqft
Unfinished Basement	580 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-08-328-008
Street Address	10200 SADDLE PATH RD
City	BELVIDERE
State	IL
Zip	61008-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-44-3 LOT 18 & N 10' LOT 17 FINAL PLAT OF MALLARD POINT AT BEAVER CREEK
Legal Subdivision	BEAVER CREEK
Legal Lot Number	18,17
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2010
Census Tract	10501

Owner

10200 Saddle Path Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Boone County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Oct 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE DEPARTMENT FCU
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03956
Date	Jul 31, 2017
Instrument	2017R03956

Lender

Name	ILLINOIS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01970
Date	Apr 27, 2018
Instrument	2018R01970

Lender

Name	ILLINOIS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00106
Date	Jan 6, 2022
Instrument	2022R00106

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R05697
Date	Dec 31, 2025
Instrument	2025R05697

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.99%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R05698
Date	Dec 31, 2025
Instrument	2025R05698

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R04153
Date	Oct 15, 2024
Instrument	2024R04153

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 14, 2044

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jul 31, 2023
Property Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630
Document Number	2023R02957
Map Reference	DOC 2006R11366
Instrument Date	Jul 28, 2023
Instrument	2023R02957
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10200 SADDLE PATH RD, BELVIDERE, IL 61008-9630

Mortgage

Document Number	2023R02958
Date	Jul 31, 2023
Instrument	2023R02958

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.88%
Max Rate At Change	8.88%
Index	1-Year LIBOR
Max Rate	12.8%

Mortgage

Document Number	2023R02959
Date	Jul 31, 2023
Instrument	2023R02959

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2033

Interest

Rate Type	Fixed Rate
Rate	7.38%

Tax Assessment & Valuation

The 2025 property tax bill for 10200 Saddle Path Rd was $21,213 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,213.00 Homeowner's exemption	$290,088 (+1.48%) Land $14,637 Building $275,451	$870,264 (+1.48%) Land $43,911 Building $826,353
2024		$285,864 Land $22,540 Building $263,324	$857,592 Land $67,620 Building $789,972
2022	$20,939.00	$227,429 Land $22,540 Building $204,889	$682,287 Land $67,620 Building $614,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10200 Saddle Path Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10200 Saddle Path Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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