10200 Millstream Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 10200 Millstream Dr, Gaithersburg, MD 20886

Property Summary

Property Type	Townhouse
Details	3 ba · 1,670 sqft · built 1978
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$255,900 (Jun 2015)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01756455`

Property Details

APN / Parcel Number

Primary APN	`09-01756455`
Alternative APN	`01756455`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	620 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01756455
Street Address	10200 MILLSTREAM DR
City	GAITHERSBURG
State	MD
Zip	20886-1054
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	WATKINS MILL
Legal Subdivision	WATKINS MILL
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3008
Census Tract	700810

Owner

10200 Millstream Dr, a townhouse, is owned and occupied by two individuals who bought it in June 2015.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10200 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2015 · Amount on File
Deed Sale	Jun 11, 2015 · Amount on File
Prior Sale	Jun 18, 2001 · Amount on File
Deed Book / Page	50470 / 459
Transfer Doc	1172000089
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10200 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054
Document Number	0616610249
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10200 MILLSTREAM DR GAITHERSBURG MD 208861054, GAITHERSBURG, MD 20886-1054

Mortgage

Document Number	0616610249
Date	Jan 20, 2021
Book Page	061661/000249

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 19, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 10200 Millstream Dr was $4,149.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,500 (+6.5%) Land $120,000 Building $223,500	$343,500 (-) Land $120,000 Building $223,500
2025	$4,149.00	$322,533	$343,500 Land $120,000 Building $223,500
2023		$280,600 Land $120,000 Building $160,600	$280,600 Land $120,000 Building $160,600
2022	$2,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10200 Millstream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10200 Millstream Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20