1020 Zamora Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 1020 Zamora Dr, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 1960
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$995,000 (Oct 2018)
Tax Bill$15,722 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN023-152-250

Property Details

APN / Parcel Number

Primary APN023-152-250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area1,850 sqft
1st Floor Area1,080 sqft
Basement Area470 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeBasement
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1020 ZAMORA DR
CityPACIFICA
StateCA
Zip94044-3537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 32 BLOCK 2 LINDA MAR NO 16 RSM 50/7 8 CITY OF PACIFICA
Legal SubdivisionLINDA MAR NO 1
Legal Block2
Legal Lot Number32
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1004
Census Tract603300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1020 ZAMORA DR, PACIFICA, CA 94044-3537
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Jun 6, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE POLICE CU
Oct 22, 2018Grant Deed, Transfer
SAN FRANCISCO POLICE CU
Oct 22, 2018Affidavit of Death, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2018 · Amount on Record
Deed SaleOct 22, 2018 · Amount on Record
Deed Document Number201881675
Prior Transfer DateSep 21, 2018
Prior Transfer Doc0000081674
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1020 ZAMORA DR, PACIFICA, CA 94044-3537
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 ZAMORA DR, PACIFICA, CA 94044-3537

Mortgage

Document Number0000139346
DateDec 4, 2020
Instrument2020-139346
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1020 ZAMORA DR, PACIFICA, CA 94044-3537
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 ZAMORA DR, PACIFICA, CA 94044-3537

Mortgage

Document Number0000045677
DateJun 6, 2022
Instrument2022-045677
Lender
NameTHE POLICE CU
TypeCredit Union
AddressSAN BRUNO, CA 94066
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2032

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateOct 22, 2018
Property Address1020 ZAMORA DR, PACIFICA, CA 94044-3537
Document Number0000081675
Instrument DateOct 10, 2018
Instrument81675
Transaction TypeTransfer
Record UpdatedNov 9, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,094.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1020 ZAMORA DR PACIFICA CA 940443537, PACIFICA, CA 94044-3537

Mortgage

Document Number81676
DateOct 22, 2018
Instrument81676
Lender
NameSAN FRANCISCO POLICE CU
TypeCredit Union
AddressSAN FRANCISCO, CA 94122
Agreement
AmountAmount Recorded
Term360 Months
DueOct 21, 2048

October 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN MATEO CA
Recording DateOct 22, 2018
Property Address1020 ZAMORA DR, PACIFICA, CA 94044-3537
Document Number0000081674
Instrument DateSep 21, 2018
Instrument81674
Transaction TypeTransfer
Record UpdatedNov 9, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 ZAMORA DR PACIFICA CA 940443537, PACIFICA, CA 94044-3537

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,132,133 (+2%) Land $729,345 Building $402,788
2025$15,722.00 (+5.63%)$1,109,936 (+4.04%) Land $715,045 Building $394,891
2023$14,884.00 (+5.18%)$1,066,838 Land $687,280 Building $379,558$1,008,180
2022$14,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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