Hardin County property record for 1020 Ymca Ln, Counce, TN 38326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,212 sqft · built 1990 |
| Lot Size | 0.888 acres (38,688 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $80,000 (Jul 2003) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036162O A 02002 |
| Primary APN | 036162O A 02002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,688 sqft |
| Garage Type | Finished |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 136 sqft |
| Deck Area | 9 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1020 YMCA LN |
|---|---|
| City | COUNCE |
| State | TN |
| Zip | 38326-4534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTON/SPELLINGS 1 |
| Legal Subdivision | NORTON/SPELLINGS |
| Legal Lot Number | 1 214 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 920600 |
Source: Hardin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1020 YMCA LN, COUNCE, TN 38326-4534 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2003 · Amount on Record |
| Deed Sale | Jul 9, 2003 · Amount on Record |
| Deed Document Number | 0000313648 |
| Deed Book / Page | 313 / 648 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 1020 YMCA LN, COUNCE, TN 38326-4534 |
| Document Number | 698523 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1020 YMCA LN COUNCE TN 383264534, COUNCE, TN 38326-4534 |
| Document Number | 698523 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 000698/000523 |
| Instrument | 138609 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 6, 2038 |
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724.00 | $41,375 (-) Land $5,625 Building $35,750 | |
| 2023 | $724.00 (+17.53%) | $41,375 (+38.26%) Land $5,625 Building $35,750 | $165,500 (+38.26%) Land $22,500 Building $143,000 |
| 2022 | $616.00 | $29,925 Land $5,625 Building $24,300 | $119,700 Land $22,500 Building $97,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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