1020 Wilson St, Onalaska, WI 54650 Property Records

La Crosse County property record for 1020 Wilson St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2020)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-001001-000`

Property Details

APN / Parcel Number

Primary APN	`018-001001-000`
Alternative APN	`41107`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	157 ft deep x 60 ft wide

Location & Zoning

Street Address	1020 WILSON ST
City	ONALASKA
State	WI
Zip	54650-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	ASSESSORS PLAT OF ONALASKA PRT OUTLOT 114 BEG 30FT S & 528.8FT E OF NW COR S2DW 147FT E 60FT N2DE 147FT W 60FT TO POB
Legal Range	07W
Legal Township	16N
Legal Section	09
Legal Subdivision	ASSESSORS PLAT OF ONALASKA PRT
Legal Lot Number	114
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4045
Census Tract	10500

Owner

Source: La Crosse County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 WILSON ST, ONALASKA, WI 54650-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Sep 14, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Feb 6, 2017	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Feb 6, 2017
Deed Document Number	20201754543
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	Aug 24, 2026
Property Address	1020 WILSON ST, ONALASKA, WI 54650-3440
Document Number	0001853567
Instrument Date	Aug 19, 2026
Instrument	20261853567
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WILSON ST, ONALASKA, WI 54650-3440

Mortgage

Document Number	0001853567,
Date	Aug 24, 2026
Instrument	20261853567

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 14, 2020
Property Address	1020 WILSON ST, ONALASKA, WI 54650-3440
Document Number	0001754543
Instrument Date	Sep 11, 2020
Instrument	1754543
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001754544
Date	Sep 14, 2020
Instrument	1754544

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 6, 2017
Property Address	1020 WILSON ST, ONALASKA, WI 54650-3440
Document Number	0001689176
Instrument Date	Jan 20, 2017
Instrument	1689176
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WILSON ST, ONALASKA, WI 54650-3440

Mortgage

Document Number	0001689177
Date	Feb 6, 2017
Instrument	1689177

Lender

Name	ALTRA FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+3.01%) Homeowner's exemption	$257,600 (+36.51%) Land $61,000 Building $196,600	$260,600 (+38.1%)
2023	$3,186.00 Homeowner's exemption	$188,700 Land $43,600 Building $145,100	$188,700 Land $43,600 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2004)
Most Recent Claim	Aug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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