1020 Walnut St, Saginaw, MI 48607 Property Records

Saginaw County property record for 1020 Walnut St, Saginaw, MI 48607

Property Summary

Property TypeCommercial
Details5,322 sqft · built 1962
Lot Size0.5 acres (21,780 sqft)
Owner2 Trust Names on File
Last Sale$75,000 (May 1985)
Tax Bill$3,784 (2025)
Deeds & MortgagesJul 2026 Sale
Flood ZoneZone X (minimal risk)
APN90-70-0-07-4000-000

Property Details

APN / Parcel Number

Primary APN90-70-0-07-4000-000
Alternative APN
  • 07 0074 00000

Interior

Stories1 Story
Building Area5,322 sqft Total Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Fire ResistanceMasonry Walls, Wood Interior
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions137 ft deep x 155 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1020 WALNUT ST
CitySAGINAW
StateMI
Zip48607-1763
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-2
Legal DescriptionLOTS 1,2,3 & PART OF LOT 4,BLK. 15,GLASBY,GALLAGHER AND LITTLES ADDITION DESCRIBED AS FOLLOWS. BEG.AT A POINT ONTHE WLY.LINE
Legal SubdivisionAND LITTLES ADD
Legal Block15
Legal Lot Number4
Legal Unit4
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group3
Census Block3039
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Saginaw Central City Historic Residential District
listed 1979 · 315 contributing resources · NRIS 79001168

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1020 Walnut St, a commercial property, is held in a trust since May 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Trust Names on File
Mailing Address864 RICHLAND AVE, LUPTON, MI 48635-9745
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 1985 · Amount on File
Deed SaleMay 1, 1985 · Amount on File
Prior SaleNov 9, 1982 · Amount on File
Deed Book / Page1658 / 571
Last Transfer DateMay 27, 2026
Transfer Doc0000018291
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 13, 2026
Property Address1020 WALNUT ST, SAGINAW, MI 48607-1763
Document Number0000018291
Instrument DateMay 27, 2026
Instrument202618291
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address864 RICHLAND AVE, LUPTON, MI 48635-9745

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Walnut St was $3,784.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
MunicipalitySaginaw City
Unified School DistrictSaginaw City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,000$138,000
2025$3,784.00
2023$50,600$101,200
2022$3,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1020 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAGINAW
serves 44,058 people · EPA ID MI0005850
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionFeb 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Walnut St

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