Dorchester County property record for 1020 Wagner Point Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,936 sqft · built 1992 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2012) |
| Tax Bill | $3,314 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 08-185174 |
| Primary APN | 08-185174 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,936 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Deck Area | 570 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 185174 |
|---|---|
| Street Address | 1020 WAGNER POINT RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 8 - 3.20 ACRES S/S WAGNER POINT ROAD CAMBRIDGE |
| Legal Subdivision | HUDSON CREEK SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 8, NECK |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970702 |
1020 Wagner Point Rd is owned and occupied by an individual who acquired it in February 2020.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 WAGNER POINT RD, CAMBRIDGE, MD 21613-3255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2012 · Amount on File |
| Deed Sale | Dec 6, 2012 · Amount on File |
| Prior Sale | Sep 25, 1986 · Amount on File |
| Deed Book / Page | 1119 / 346 |
| Last Transfer Date | Feb 19, 2020 |
| Transfer Doc | 0015640052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Feb 25, 2020 |
| Property Address | 1020 WAGNER POINT RD, CAMBRIDGE, MD 21613-3255 |
| Document Number | 0015640052 |
| Book / Page | 1564 / 52 |
| Map Reference | LB PLC18 FO 20 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 WAGNER POINT RD, CAMBRIDGE, MD 21613-3255 |
| Document Number | 0000156456 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 1564/56 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
The 2026 property tax bill for 1020 Wagner Point Rd was $3,314 with a homeowner's exemption, up 5.2% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,314.00 (+5.21%) Homeowner's exemption | $319,200 (+7.9%) Land $58,300 Building $260,900 | $319,200 (-) Land $58,300 Building $260,900 |
| 2025 | $3,150.00 Homeowner's exemption | $295,833 | $319,200 Land $58,300 Building $260,900 |
| 2023 | $2,768.00 Homeowner's exemption | $249,100 Land $58,300 Building $190,800 | $249,100 Land $58,300 Building $190,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Wagner Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 320 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 320 in force |
| Nearby Flood Claims | 230 (1979–2025) |
| Claims Outside the SFHA | 6 of 230 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Wagner Point Rd is high, ranking above 75% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 96% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Bay Country Communications.
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