1020 W Ford St, Denison, TX 75020 Property Records

Grayson County property record for 1020 W Ford St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1940
Lot Size	0.298 acres (12,998 sqft)
Owner	Individual Name on File
Last Sale	$192,329 (May 2022)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D044 3041073`

Property Details

APN / Parcel Number

Primary APN	`D044 3041073`
Alternative APN	`150497`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	1020 W FORD ST
City	DENISON
State	TX
Zip	75020-6933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYRENE PARK ADDN, BLOCK 9, LOT 6 & 7, ACRES .2984
Legal Subdivision	CYRENE PARK ADDN
Legal Block	9
Legal Lot Number	6,7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1033
Census Tract	700

Owner

1020 W Ford St is owned and occupied by an individual who bought it in May 2022.

Source: Grayson County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 W FORD ST, DENISON, TX 75020-6933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 11, 2022	Intrafamily Transfer, Transfer
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage JORDAN E BRANDT PA
Apr 9, 2018	Warranty Deed, Transfer RED RIVER TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Oct 31, 2013
Deed Document Number	202215251
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0000001032
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 3, 2022
Property Address	1020 W FORD ST, DENISON, TX 75020-6933
Document Number	0000015251
Map Reference	VOL 81 PG 140&141
Instrument Date	May 2, 2022
Instrument	2022-15251
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 W FORD ST, DENISON, TX 75020-6933

Mortgage

Document Number	0000015252
Date	May 3, 2022
Instrument	2022-15252

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jan 11, 2022
Property Address	1020 W FORD ST, DENISON, TX 75020-6933
Document Number	0000001032
Map Reference	VOL 81 PG 140&141
Instrument Date	Jan 10, 2022
Instrument	2022-1032
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 MEADOW CIR S, KELLER, TX 76248-3633

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1020 W FORD ST, DENISON, TX 75020-6933
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001525
Date	Jan 15, 2021
Instrument	2021-00001525

Lender

Name	JORDAN E BRANDT PA
Type	Non-Lending Institution
Address	KELLER, TX 76248

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 8, 2022

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 9, 2018
Property Address	1020 W FORD ST, DENISON, TX 75020-6933
Document Number	0000007690
Instrument Date	Apr 6, 2018
Instrument	7690
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2216 SPICEWOOD LN CARROLLTON TX 750061647, CARROLLTON, TX 75006-1647

Tax Assessment & Valuation

The 2025 property tax bill for 1020 W Ford St was $3,652 with a homeowner's exemption, up 9.9% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (+9.87%) Homeowner's exemption	$233,452 Land $57,200 Building $176,252	$233,452 Land $57,200 Building $176,252
2024	$3,324.00
2023		$201,749 Land $53,170 Building $148,579	$201,749 Land $53,170 Building $148,579
2022	$1,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 W Ford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 W Ford St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50

May also be available: Bluepeak, Nextlink, TekWav, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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