1020 W 4th St, Spring Valley, IL 61362 Property Records

Bureau County property record for 1020 W 4th St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1979
Lot Size	0.588 acres (25,633 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Dec 2025)
Tax Bill	$6,650 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-34-102-011`

Property Details

APN / Parcel Number

Primary APN	`18-34-102-011`
Alternative APN	`2392`

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	25,633 sqft (0.588 acres)

Location & Zoning

Account Number	1834102011
Street Address	1020 W 4TH ST
City	SPRING VALLEY
State	IL
Zip	61362-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-JOHNSON ADD. L 5 (EX W 40) & L 6 & (EX W 46) L 7 BLK 1
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	JOHNSON'S ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	4
Census Block	4012
Census Tract	965200

Owner

1020 W 4th St is owned and occupied by two individuals who bought it in December 2025.

Source: Bureau County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 W 4TH ST, SPRING VALLEY, IL 61362-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2022	Special Warranty Deed, Transfer · Conventional Mortgage EUREKA SAVINGS BANK
Mar 23, 2022	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Mar 23, 2022 · Amount on File
Deed Document Number	20254346
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 29, 2025
Property Address	1020 W 4TH ST, SPRING VALLEY, IL 61362-1102
Document Number	2025R04346
Instrument Date	Dec 22, 2025
Instrument	2025R04346
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 W 4TH ST, SPRING VALLEY, IL 61362-1102

Mortgage

Document Number	2025R04347
Date	Dec 29, 2025
Instrument	2025R04347

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 26, 2022
Property Address	1020 W 4TH ST, SPRING VALLEY, IL 61362-1102
Document Number	2022R04042
Instrument Date	Sep 29, 2022
Instrument	2022R04042
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL, 75, GREENVILLE, SC 29601-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 W 4TH ST, SPRING VALLEY, IL 61362-1102

Mortgage

Document Number	2022R04043
Date	Oct 26, 2022
Instrument	2022R04043

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate
Rate	5.25%

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 23, 2022
Property Address	1020 W 4TH ST, SPRING VALLEY, IL 61362-1102
Document Number	2022R01134
Instrument Date	Mar 11, 2022
Instrument	2022R01134
Transaction Type	Foreclosure
Record Updated	Apr 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

Tax Assessment & Valuation

The 2025 property tax bill for 1020 W 4th St was $6,650 with a homeowner's exemption, up 8.3% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,650.00 (+8.34%)	$71,120 (+8.56%) Land $7,060 Building $64,060	$213,360 (+8.56%) Land $21,180 Building $192,180
2024	$6,138.00 Homeowner's exemption	$65,512 (+6.64%) Land $6,503 Building $59,009	$196,536 (+6.64%) Land $19,509 Building $177,027
2023		$61,433 Land $6,098 Building $55,335	$184,299 Land $18,294 Building $166,005
2022	$5,884.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1020 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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