1020 W 12th St, La Junta, CO 81050 Property Records

Otero County property record for 1020 W 12th St, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,435 sqft · built 2005
Lot Size	0.352 acres (15,355 sqft)
Owner	2 Individual Names on File
Last Sale	$291,300 (Jan 2006)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage
APN	`4643-102-17010`

Property Details

APN / Parcel Number

Primary APN	`4643-102-17010`
Alternative APN	`114151`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
Basement Area	1,809 sqft
Finished Basement	1,809 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	15,355 sqft (0.352 acres)
Garage Type	Attached
Garage Area	622 sqft
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	114151
Street Address	1020 W 12TH ST
City	LA JUNTA
State	CO
Zip	81050-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 AMENDED VIGIL SUB 2ND FILING LJ; B866 P511 B1004 P182-191; B1012 P409 #595396 #595610 #596058 #600560 #600898; #608166;
Legal Subdivision	VIGIL AMENDED 2ND
Legal Lot Number	8
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	3
Census Block	3011
Census Tract	968300

Owner

1020 W 12th St is owned and occupied by two individuals who bought it in January 2006.

Source: Otero County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 W 12TH ST, LA JUNTA, CO 81050-2648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2006 · Amount on File
Deed Sale	Jan 3, 2006 · Amount on File
Deed Document Number	2006608166
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	1020 W 12TH ST, LA JUNTA, CO 81050-2648
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 W 12TH ST, LA JUNTA, CO 81050-2648

Mortgage

Document Number	662110
Date	Jul 29, 2021
Instrument	662110

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	1020 W 12TH ST, LA JUNTA, CO 81050-2648
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	657537
Date	May 4, 2020
Instrument	657537

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1020 W 12th St was $1,919.

Source: Otero County assessment roll, as of February 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00	$27,297	$436,748
2023	$1,532.00 (-8.81%)	$23,002 (-7.69%) Land $1,543 Building $21,459	$398,314 Land $23,034 Building $375,280
2022	$1,680.00	$24,919 Land $1,601 Building $23,318
2021			$358,539 Land $23,034 Building $335,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1020 W 12th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 W 12th St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Verizon, Viaero Wireless.

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