1020 W 107th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 1020 W 107th St, Bloomington, MN 55431 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,600 sqft · built 1960
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,421 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-027-24-41-0014`

Property Details

APN / Parcel Number

Primary APN	`21-027-24-41-0014`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,600 sqft
Basement Area	1,872 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1986
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Depth	119 ft Depth
Garage Type	Attached
Garage Area	480 sqft
Deck Area	300 sqft
Patio Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1020 W 107TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 018 BLOCK 002 A RIVER TERRACE 3RD ADDN SE100X119X131X147
Legal Range	24
Legal Township	027
Legal Section	21
Legal Quarter	41
Legal Subdivision	RIVER TERRACE 3RD ADDN
Legal Block	2
Legal Lot Number	18
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2003
Census Tract	25801

Owner

Source: Hennepin County records · APN 21-027-24-41-0014

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 W 107TH ST, MINNEAPOLIS, MN 55431-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1020 W 107TH ST, BLOOMINGTON, MN 55431-4103
Transaction Type	Mortgage
Record Updated	Apr 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10928720
Date	Mar 10, 2021
Instrument	A10928720

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,421.00 (+18.47%)	$355,300 (+7.83%) Land $137,100 Building $218,200	$355,300 (+7.83%) Land $137,100 Building $218,200
2023	$4,576.00 Homeowner's exemption
2022		$329,500 Land $124,300 Building $205,200	$329,500 Land $124,300 Building $205,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530258012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.