1020 Vereda Callada, Escondido, CA 92029 Property Records

San Diego County property record for 1020 Vereda Callada, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,442 sqft · built 1978
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Sep 2018)
Tax Bill	$10,139 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`238-401-17-00`

Property Details

APN / Parcel Number

Primary APN	`238-401-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	45,738 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1020 VEREDA CALLADA
City	ESCONDIDO
State	CA
Zip	92029-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM05533
Legal Subdivision	HOMELAND ACRES ADD
Legal Tract	5533
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2024
Census Tract	20405

Owner

1020 Vereda Callada is owned and occupied by two individuals who bought it in September 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 VEREDA CALLADA, ESCONDIDO, CA 92029-6705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Sep 26, 2018	Grant Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Mar 8, 2016 · Amount on File
Deed Document Number	2018400663
Prior Transfer Date	May 22, 2007
Prior Transfer Doc	0000368717
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 VEREDA CALLADA, ESCONDIDO, CA 92029-6705
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 VEREDA CALLADA, ESCONDIDO, CA 92029-6705

Mortgage

Document Number	0000248309
Date	Jun 14, 2022
Instrument	2022-0248309

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 VEREDA CALLADA, ESCONDIDO, CA 92029-6705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408959
Date	Jul 27, 2020
Instrument	2020-0408959

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 VEREDA CALLADA, ESCONDIDO, CA 92029-6705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305540
Date	Jul 26, 2019
Instrument	2019-0305540

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	3 Months
Due	Aug 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2018
Property Address	1020 VEREDA CALLADA, ESCONDIDO, CA 92029-6705
Document Number	0000400663
Map Reference	FILE 77-042762
Instrument Date	Aug 31, 2018
Instrument	2018-0400663
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 VEREDA CALLADA, ESCONDIDO, CA 92029-6705

Mortgage

Document Number	0000400664
Date	Sep 26, 2018
Instrument	2018-0400664

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Vereda Callada was $10,139.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,256 (+2%) Land $530,986 Building $379,270
2025	$10,139.00	$892,409 Land $520,575 Building $371,834
2023	$9,700.00 (+1.24%)	$857,758 Land $500,361 Building $357,397
2022	$9,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1020 Vereda Callada in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Vereda Callada is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

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