Rowan County property record for 1020 Upper Palmer Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,464 sqft · built 1975 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2022) |
| Tax Bill | $1,067 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 634 061 |
| Primary APN | 634 061 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 204 ft deep x 109 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 64 sqft |
| Deck Area | 112 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1020 UPPER PALMER RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-8127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L2 |
| Legal Subdivision | SIDES PROPERTY |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 50903 |
1020 Upper Palmer Rd is owned and occupied by an individual who bought it in June 2022.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 UPPER PALMER RD, SALISBURY, NC 28146-8127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on File |
| Deed Sale | Jun 21, 2022 · Amount on File |
| Prior Sale | Jul 22, 2021 · Amount on File |
| Deed Book / Page | 1404 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 22, 2021 |
| Property Address | 1020 UPPER PALMER RD, SALISBURY, NC 28146-8127 |
| Document Number | 0013800078 |
| Book / Page | 1380 / 78 |
| Map Reference | PG 1334 |
| Instrument Date | Jul 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 165, GRANITE QUARRY, NC 28072-0165 |
| Name | Verified Name |
|---|---|
| Address | 1820 UPPER PALMER RD, SALISBURY, NC 28146-8182 |
| Document Number | 0000138079 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 1380/79 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 1020 Upper Palmer Rd was $1,067.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,067.00 | $159,325 Land $28,500 Building $130,825 | $159,325 Land $28,500 Building $130,825 |
| 2023 | $1,067.00 | $159,325 Land $28,500 Building $130,825 | $159,325 Land $28,500 Building $130,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Upper Palmer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Upper Palmer Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
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