1020 Tortoise Way, Jacksonville, FL 32218 Property Records

Duval County property record for 1020 Tortoise Way, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,150 sqft · built 1993
Lot Size	0.974 acres (42,411 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Nov 2018)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`044281-5665`

Property Details

APN / Parcel Number

Primary APN	`044281-5665`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	1,059 sqft
Upper Floors Area	1,091 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,411 sqft (0.974 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1020 TORTOISE WAY
City	JACKSONVILLE
State	FL
Zip	32218-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	46-18 50-1S-26E HART ESTATES UNIT 01 LOT 48
Legal Range	26E
Legal Township	01S
Legal Section	50
Legal Subdivision	HART ESTATES UNIT 01
Legal Block	2
Legal Lot Number	48
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2005
Census Tract	10308

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 TORTOISE WAY, JACKSONVILLE, FL 32218-7637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 21, 2018	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	2018261408
Deed Book / Page	18586 / 761
Prior Transfer Date	May 13, 2013
Prior Transfer Doc	0163681276
Record Updated	Oct 29, 2026

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 5, 2018
Property Address	1020 TORTOISE WAY, JACKSONVILLE, FL 32218-7637
Document Number	0185860761
Book / Page	18586 / 0761
Map Reference	MB 46 PG 18&18A-18E
Instrument Date	Oct 30, 2018
Instrument	2018261408
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30601 AGOURA RD STE 200, 30601, AGOURA HILLS, CA 91301-2148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 TORTOISE WAY, JACKSONVILLE, FL 32218-7637

Mortgage

Document Number	2018261409
Date	Nov 5, 2018
Instrument	2018261409

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 21, 2018
Property Address	1020 TORTOISE WAY, JACKSONVILLE, FL 32218-7637
Document Number	0184291136
Book / Page	018429 / 001136
Instrument Date	Jun 19, 2018
Instrument	146488
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30601 AGOURA RD #200 AGOURA HILLS CA 913012148, 200, AGOURA HILLS, CA 91301-2148
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,011 (-2.38%)	$296,648 (+2.69%) Land $55,915 Building $240,733
2025	$5,120.00 (+15.29%)	$288,889 (+12.81%) Land $55,000 Building $233,889	$288,889 (+12.81%) Land $55,000 Building $233,889
2024	$4,441.00 (+3.71%)
2023	$4,282.00 (+18.88%)	$256,074 (+18.56%) Land $42,500 Building $213,574	$256,074 (+18.56%) Land $42,500 Building $213,574
2022	$3,602.00	$215,982 Land $42,500 Building $173,482	$215,982 Land $42,500 Building $173,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tortoise Way

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