1020 Tidewater Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 1020 Tidewater Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,780 sqft · built 2025
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jun 2026)
Tax Bill	$2,850 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`606H087`

Property Details

APN / Parcel Number

Primary APN	`606H087`
Alternative APN	`6311281`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,780 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1020 TIDEWATER RD
City	SALISBURY
State	NC
Zip	28146-7484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L79 .48AC
Legal Subdivision	SUNSET POINTE
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1024
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 TIDEWATER RD, SALISBURY, NC 28146-7484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
May 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Oct 24, 2024 · Amount on Record
Deed Book / Page	1484 / 591
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 5, 2026
Property Address	1020 TIDEWATER RD, SALISBURY, NC 28146-7484
Document Number	1484000591
Book / Page	1484 / 591
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 TIDEWATER RD, SALISBURY, NC 28146-7484
Investor	Possibly a Property Investor

Mortgage

Document Number	1484000592,
Date	Jun 5, 2026
Book Page	1484/592

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 28, 2020
Property Address	1020 SUNSET POINTE DR, SALISBURY, NC 28146-5704
Document Number	0013490184
Book / Page	001349 / 000184
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 KINGSGATE PL #J CHARLOTTE NC 282114528, J, CHARLOTTE, NC 28211-4528

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,850.00 (+1,161.06%)	$426,969 (+1,155.79%) Land $50,000 Building $376,969	$426,969 (+1,155.79%) Land $50,000 Building $376,969
2025	$226.00	$34,000 (-) Land $34,000
2023	$226.00	$34,000 Land $34,000	$34,000 Land $34,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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