1020 Three Rivers Dr, Prosper, TX 75078 Property Records

Collin County property record for 1020 Three Rivers Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5,010 sqft · built 2006
Owner	2 Individual Names on Record
Tax Bill	$15,437 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8600-003-0130-1`

Property Details

APN / Parcel Number

Primary APN	`R-8600-003-0130-1`
Alternative APN	`2561097`

Interior

Stories	2 Stories
Building Area	5,010 sqft Living Area
Gross Area	5,979 sqft
2nd Floor Area	2,171 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	894 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2561097
Street Address	1020 THREE RIVERS DR
City	PROSPER
State	TX
Zip	75078-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF LA CIMA PHASE TWO (CPR), BLK 3, LOT 13
Legal Subdivision	LAKES OF LA CIMA PHASE TWO (CPR)
Legal Phase	2
Legal Block	3
Legal Lot Number	13
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1016
Census Tract	30303

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 THREE RIVERS DR, PROSPER, TX 75078-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WILLOW BEND MORTGAGE CO
Sep 20, 2019	Deed of Trust, Mortgage WILLOW BEND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2016
Deed Sale	Mar 2, 2016
Prior Sale	Nov 3, 2006
Deed Document Number	20160302000246610
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1020 THREE RIVERS DR, PROSPER, TX 75078-8416
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357200
Date	Feb 24, 2021
Instrument	20210224000357200

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1020 THREE RIVERS DR, PROSPER, TX 75078-8416
Document Number	0001198860
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 THREE RIVERS DR PROSPER TX 750788416, PROSPER, TX 75078-8416

Mortgage

Document Number	0001198860
Date	Sep 26, 2019
Instrument	1198860

Lender

Name	WILLOW BEND MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,075,986 (+16.5%) Land $330,000 Building $745,986	$1,075,986 (+16.5%) Land $330,000 Building $745,986
2024	$15,437.00 (+2.27%)
2023		$923,609 Land $236,500 Building $687,109	$923,609 Land $236,500 Building $687,109
2022	$15,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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