1020 Thomas St SE, Grand Rapids, MI 49506 Property Records

Kent County property record for 1020 Thomas St SE, Grand Rapids, MI 49506

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,262 sqft · built 1985
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Aug 2023)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-14-32-180-012`

Property Details

APN / Parcel Number

Primary APN	`41-14-32-180-012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,262 sqft Living Area
1st Floor Area	806 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Type	Gable
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	662 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1020 THOMAS ST SE
City	GRAND RAPIDS
State	MI
Zip	49506-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	LOT 21* MARY J FINCH THIRD ADDITION
Legal Subdivision	MARY J FINCH THIRD ADD
Legal Lot Number	21
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	2
Census Block	2009
Census Tract	3200

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 THOMAS ST SE, GRAND RAPIDS, MI 49506-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	202343646
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 3, 2023
Property Address	1020 THOMAS ST SE, GRAND RAPIDS, MI 49506-2647
Document Number	0000043646
Instrument Date	Jul 31, 2023
Instrument	20230803-0043646
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 THOMAS ST SE, GRAND RAPIDS, MI 49506-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 FAWNWOOD DR SE, GRAND RAPIDS, MI 49508-6516

Mortgage

Document Number	0000043647
Date	Aug 3, 2023
Instrument	20230803-0043647

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 11, 2022
Property Address	1020 THOMAS ST SE, GRAND RAPIDS, MI 49506-2647
Document Number	0000039270
Map Reference	LB 10 PG 12
Instrument Date	May 6, 2022
Instrument	20220511-0039270
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 THOMAS ST SE, 1020, GRAND RAPIDS, MI 49506-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LANGLOIS DR SE, GRAND RAPIDS, MI 49546-2296

Mortgage

Document Number	0000039271
Date	May 11, 2022
Instrument	20220511-0039271

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 28, 2021
Property Address	1020 THOMAS ST SE, GRAND RAPIDS, MI 49506-2647
Document Number	0000117956
Map Reference	LB 46 PG 6
Instrument Date	Oct 26, 2021
Instrument	20211028-0117956
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,818.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3231 BIRCHWOOD AVE SW, 3231, GRAND RAPIDS, MI 49548-2130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 BIRCHWOOD AVE SW, GRAND RAPIDS, MI 49548-2130

Mortgage

Document Number	0000117957
Date	Oct 28, 2021
Instrument	20211028-0117957

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,100 (+9.62%)	$246,200 (+9.62%)
2025	$3,466.00 (+243.51%)	$112,300 (+20.36%)	$224,600 (+20.36%)
2023		$93,300	$186,600
2021	$1,009.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 890 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Metronet, T-Mobile, Verizon.

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