Ramsey County property record for 1020 Thomas Ave, Saint Paul, MN 55104
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,764 sqft · built 1910 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Sep 2003) |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-29-23-23-0010 |
| Primary APN | 35-29-23-23-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 125 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 611619 |
|---|---|
| Street Address | 1020 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-2638 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LEFFMANN AND HAAS ADDITION LOTS 3 AND LOT 4 BLK 1 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 35 |
| Legal Subdivision | LEFFMANN AND HAAS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3,4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 32500 |
1020 Thomas Ave, a duplex, is owned and occupied by an individual who bought it in September 2003.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 THOMAS AVE, SAINT PAUL, MN 55104-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2003 · Amount on File |
| Deed Sale | Sep 19, 2003 · Amount on File |
| Prior Sale | Aug 9, 2001 · Amount on File |
| Deed Document Number | 2003316518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1020 THOMAS AVE, SAINT PAUL, MN 55104-2638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1020 THOMAS AVE, SAINT PAUL, MN 55104-2638 |
| Document Number | 0A04980900 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | A04980900 |
| Name | US BANK FULFILLMENT SERVICES |
|---|---|
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 128 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 1020 Thomas Ave was $3,238 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,800 Land $25,000 Building $196,800 | $221,800 Land $25,000 Building $196,800 | |
| 2025 | $3,238.00 | ||
| 2023 | $2,908.00 Homeowner's exemption | $171,100 Land $20,000 Building $151,100 | $171,100 Land $20,000 Building $151,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Thomas Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1020 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, T-Mobile, Verizon.
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