Cherokee County property record for 1020 Tarheel Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 2002 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $353,000 (Dec 2023) |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 458216941587000 |
| Primary APN | 458216941587000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,160 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 79,715 sqft (1.83 acres) |
| Lot Dimensions | 332 ft deep x 288 ft wide |
| Terrain | Mountain |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
| Porch Area | 140 sqft |
| Deck Area | 836 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 61891 |
|---|---|
| Street Address | 1020 TARHEEL DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 540-2 TARHEEL NORTH 1569/857 |
| Legal Tract | 540 |
| Legal Lot Number | 540-2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1020 TARHEEL DR, MURPHY, NC 28906-8672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Dec 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Sep 22, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 6591 |
| Deed Book / Page | 1748 / 1308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1020 TARHEEL DR, MURPHY, NC 28906-8672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 90 SANDY GAP RD, MURPHY, NC 28906-8559 |
| Document Number | 01748/1312 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 1748/1312 |
| Instrument | 6592 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | 238 MADISON ST, JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 22, 2023 |
| Property Address | 1020 TARHEEL DR, MURPHY, NC 28906-8672 |
| Document Number | 01748/1308 |
| Book / Page | 1748 / 1308 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 6591 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1143 MISSION RD, MURPHY, NC 28906-3782 |
| Name | Verified Name |
|---|---|
| Address | 1020 TARHEEL DR, MURPHY, NC 28906-8672 |
| Document Number | 0017481312 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 1748/1312 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 22, 2017 |
| Property Address | 1020 TARHEEL DR, MURPHY, NC 28906-8672 |
| Document Number | 01569/0657 |
| Book / Page | 01569 / 0657 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 04258 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 461 QUINTA ST, 461, LONGS, SC 29568-8425 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 TARHEEL DR, MURPHY, NC 28906-8672 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 | $171,540 (-) | $171,540 (-) Land $20,000 Building $151,540 |
| 2023 | $171,540 | $171,540 Land $20,000 Building $151,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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