1020 Sunswept Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1020 Sunswept Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Mar 2026)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-05-E-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-05-E-5`
Alternative APNs	`28-37-26-05-0000E.0-0005.00` `2835036`

Exterior

Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 105 ft wide
View / Lot	Bay
Porch	Porch
Porch Area	84 sqft
Deck Area	892 sqft

Location & Zoning

Account Number	2835036
Street Address	1020 SUNSWEPT RD NE
City	PALM BAY
State	FL
Zip	32905-4819
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RS1
Legal Description	HIGHLAND SHORES, REPLAT OF BLK E LOT 5 BLK E
Legal Subdivision	HIGHLAND SHORES, REPLAT OF BLK E
Legal Block	E
Legal Lot Number	5
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4027
Census Tract	65123

Owner

Source: Brevard County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 3, 2026	Warranty Deed, Construction Loan · Construction Mortgage MARINE BANK & TRUST COMPANY
Feb 13, 2026	Correction Deed PRODIGY TITLE AGENCY INC, PROPY T&E AGCY INC
Feb 4, 2022	Warranty Deed, Transfer FOUNDATION TTL & STLMT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	202641965
Deed Book / Page	10560 / 1091
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000174241
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 25, 2026
Property Address	1020 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Document Number	0000174241
Book / Page	10710 / 1015
Instrument Date	Aug 21, 2026
Instrument	2026174241
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SUNSWEPT RD NE, PALM BAY, FL 32905-4819

March 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 3, 2026
Property Address	1020 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Document Number	0105601091
Book / Page	10560 / 1091
Map Reference	MB 18 PG 96
Instrument Date	Mar 2, 2026
Instrument	2026041965
Transaction Type	Construction Loan
Record Updated	Mar 18, 2026
Title Company	PENINSULA TITLE SERVICES, PENINSULA TTL & EXCROW SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 STAN DRC, MELBOURNE, FL 32904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 GLORIA CIR NE, PALM BAY, FL 32905-5141

Mortgage

Document Number	0105601093
Date	Mar 3, 2026
Instrument	10560/1093

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 13, 2026
Property Address	1020 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Document Number	0105470791
Book / Page	10547 / 791
Map Reference	MB 18 PG 96
Instrument Date	Feb 11, 2026
Instrument	2026030316
Record Updated	Feb 26, 2026
Title Company	PRODIGY TITLE AGENCY INC, PROPY T&E AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 MINA AVE NE, PALM BAY, FL 32907-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 STAN DR, MELBOURNE, FL 32904-1051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 4, 2022
Property Address	1020 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Document Number	0094061266
Book / Page	9406 / 1266
Map Reference	MB 18 PG 96
Instrument Date	Jan 27, 2022
Instrument	2022029645
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	FOUNDATION TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	596 LAKE ASHLEY CIR, WEST MELBOURNE, FL 32904-1986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 GLENHAM DR NE, PALM BAY, FL 32905-4855

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-)	$70,000 (-)
2025	$1,264.00 (-0.94%)	$70,000 (-)	$70,000 (-)
2024	$1,276.00 (-1.39%)
2023	$1,294.00 (+26.12%)	$70,000 (+27.27%) Land $70,000	$70,000 (+27.27%) Land $70,000
2022	$1,026.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	13 (1995–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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