1020 Summit Hills Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1020 Summit Hills Ln, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,536 sqft · built 1967
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$393,000 (Aug 2012)
Tax Bill	$11,984 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-404-015`

Property Details

APN / Parcel Number

Primary APN	`07-11-404-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,536 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,348 sqft
2nd Floor Area	1,188 sqft
Basement Area	1,012 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	12.6 ft deep x 8.6 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1020 SUMMIT HILLS LN
City	NAPERVILLE
State	IL
Zip	60563-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUMMIT HILLS RESUB
Legal Subdivision	SUMMIT HILLS RESUB
Legal Block	4
Legal Lot Number	2
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2075
Census Tract	846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1020 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2012 · Amount on Record
Deed Sale	Aug 27, 2012 · Amount on Record
Deed Document Number	2012116924
Last Transfer Date	Feb 6, 2025
Transfer Doc	0000012248
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1020 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103923
Date	Oct 10, 2017
Instrument	R2017-103923

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1020 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042224
Date	May 31, 2019
Instrument	R2019-042224

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1020 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000273
Date	Jan 2, 2020
Instrument	R2020-000273

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1020 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Document Number	0000052239
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 SUMMIT HILLS LN NAPERVILLE IL 605632241, NAPERVILLE, IL 60563-2241

Mortgage

Document Number	0000052239
Date	May 26, 2020
Instrument	52239

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,984.00 (+15.9%)	$213,541 (+28.61%) Land $76,001 Building $137,540	$640,623 (+28.61%) Land $228,003 Building $412,620
2022	$10,340.00 Homeowner's exemption	$166,040 Land $58,660 Building $107,380	$498,120 Land $175,980 Building $322,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Summit Hills Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures