Lake County property record for 1020 Summit Dr, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,115 sqft · built 1970 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2023) |
| Tax Bill | $18,581 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-401-009 |
| Primary APN | 16-20-401-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,115 sqft Living Area |
| Gross Area | 4,994 sqft |
| 1st Floor Area | 1,715 sqft |
| 2nd Floor Area | 1,400 sqft |
| Upper Floors Area | 1,400 sqft |
| Basement Area | 1,395 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 136 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1020 SUMMIT DR |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH TRAIL LOT 20 |
| Legal Subdivision | NORTH TRAIL |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 864901 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jun 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| May 3, 2021 | Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION |
| May 3, 2021 | Deed, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on Record |
| Deed Sale | Jun 7, 2023 · Amount on Record |
| Prior Sale | Nov 24, 1993 · Amount on Record |
| Deed Document Number | 20237977287 |
| Prior Transfer Date | Mar 10, 2021 |
| Prior Transfer Doc | 0007783312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007841510 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 7841510 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 7, 2023 |
| Property Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
| Document Number | 0007977287 |
| Map Reference | DOC 1294902 |
| Instrument Date | May 8, 2023 |
| Instrument | 7977287 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
| Document Number | 0007977288 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 7977288 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 3, 2021 |
| Property Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
| Document Number | 0007783312 |
| Map Reference | DOC 1294902 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 7783312 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 3, 2021 |
| Property Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
| Document Number | 0007783311 |
| Map Reference | DOC 1294902 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 7783311 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1020 SUMMIT DR, DEERFIELD, IL 60015-1823 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,695 (+9.24%) Land $56,856 Building $162,839 | $659,151 (+9.24%) Land $170,585 Building $488,566 | |
| 2024 | $18,581.00 (-4.48%) | ||
| 2023 | $19,452.00 (+6.02%) | $201,105 (-4.85%) Land $52,045 Building $149,060 | $603,376 (-4.85%) Land $156,151 Building $447,225 |
| 2022 | $18,348.00 | $211,360 Land $58,135 Building $153,225 | $634,143 Land $174,422 Building $459,721 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 28 (1979–2023) |
| Claims Outside the SFHA | 16 of 28 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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