1020 Stoney Creek E, Nellysford, VA 22958 Property Records

Nelson County property record for 1020 Stoney Creek E, Nellysford, VA 22958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2025
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$43,500 (May 2024)
Tax Bill	$2,329 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11K B 3F`

Property Details

APN / Parcel Number

Primary APN	`11K B 3F`
Alternative APN	`15466`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	672 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15466
Street Address	1020 STONEY CRK E
City	NELLYSFORD
State	VA
Zip	22958-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY CREEK 1G 010001998
Legal Subdivision	STONEY CREEK
Jurisdiction	NELSON VA
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2031
Census Tract	950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Rockfish Valley Rural Historic District listed 2016 · 131 contributing resources · NRIS 16000534

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1020 Stoney Creek E is owned and occupied by an individual who acquired it in August 2024.

Source: Nelson County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 STONEY CRK E, NELLYSFORD, VA 22958-8007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 18, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2024	Deed, Transfer · Stand-Alone Refinance FIRST BANK & TRUST CO
Jul 28, 2008	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Deed Document Number	20241013
Deed Book / Page	70
Last Transfer Date	Aug 20, 2024
Transfer Doc	0202401680
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Recording Date	Apr 9, 2026
Property Address	1020 STONEY CRK E, NELLYSFORD, VA 22958-8007
Document Number	0000000800
Instrument Date	Mar 20, 2026
Instrument	2026800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 STONEY CRK E, NELLYSFORD, VA 22958-8007

Mortgage

Document Number	0000000800,
Date	Apr 9, 2026
Instrument	2026800

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NELSON VA
Recording Date	Feb 18, 2026
Property Address	1020 STONEY CRK E, NELLYSFORD, VA 22958-8007
Document Number	0202600374
Instrument Date	Feb 18, 2026
Instrument	202600374
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 STONEY CRK #E # E, E, NELLYSFORD, VA 22958-8007

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Aug 23, 2024
Property Address	1020 STONEY CRK E, NELLYSFORD, VA 22958-8007
Document Number	0202401680
Instrument Date	Aug 20, 2024
Instrument	202401680
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 ARCH AVE, WAYNESBORO, VA 22980-4822

Mortgage

Document Number	0202401681
Date	Aug 23, 2024
Instrument	202401681

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NELSON VA
Recording Date	Jul 28, 2008
Property Address	1020 STONEY CRK E, NELLYSFORD, VA 22958-8007
Document Number	0080002594
Map Reference	CAB3 SL547
Instrument Date	Jul 21, 2008
Instrument	080002594
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 MONROE ST, EARLYSVILLE, VA 22936-9513

Tax Assessment & Valuation

The 2026 property tax bill for 1020 Stoney Creek E was $2,329, up 616.6% from the year before.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,329.00 (+616.62%)	$415,900 (+731.8%) Land $55,000 Building $360,900	$415,900 (+731.8%) Land $55,000 Building $360,900
2025	$325.00	$50,000 Land $50,000	$50,000 Land $50,000
2023	$325.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Stoney Creek E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Stoney Creek E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEY CREEK VILLAGE private · serves 895 people · EPA ID VA2125950
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nelson County Cablevision Fiber	2,000 / 2,000
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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