1020 Smith Rd, Ball Ground, GA 30107 Property Records

Cherokee County property record for 1020 Smith Rd, Ball Ground, GA 30107

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,062 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$1,115,000 (Apr 2025)
Tax Bill	$6,870 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14N19 013 A`

Property Details

APN / Parcel Number

Primary APN	`14N19 013 A`
Alternative APNs	`1163189` `397909`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,062 sqft Heated Area
1st Floor Area	2,005 sqft
Basement Area	4,012 sqft
Finished Basement	1,057 sqft
Unfinished Basement	2,955 sqft
Flooring	Plywood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	200 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	397909
Old Parcel Number	14N19013A
Street Address	1020 SMITH RD
City	BALL GROUND
State	GA
Zip	30107-2373
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NC
Legal Description	LL 214; 14TH D
Legal Subdivision	NOT SHOWN
Jurisdiction	CHEROKEE GA
Township / Civil Division	BALL GROUND
Census Block Group	1
Census Block	1000
Census Tract	90102

Owner

Source: Cherokee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1020 SMITH RD, BALL GROUND, GA 30107-2373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF PICKENS COUNTY
Apr 7, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Mar 25, 2014
Deed Document Number	0150162553
Deed Book / Page	15016 / 2553
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	1020 SMITH RD, BALL GROUND, GA 30107-2373
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAP CREEK RD

Mortgage

Document Number	0149591207
Date	Jul 11, 2024
Book Page	0000014959/0000001207

Lender

Name	COMMUNITY BANK OF PICKENS COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2025

April 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Apr 7, 2025
Property Address	1020 SMITH RD, BALL GROUND, GA 30107-2373
Document Number	0150162553
Book / Page	15016 / 2553
Instrument Date	Mar 7, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.15
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SMITH RD, BALL GROUND, GA 30107-2373

Mortgage

Document Number	0150162556
Date	Apr 7, 2025
Instrument	15016/2556

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,870.00 (+61.5%)	$261,640 (+40.06%) Land $35,840 Building $225,800	$654,100 (+40.06%) Land $89,600 Building $564,500
2023		$186,800 (+24.63%) Land $21,600 Building $165,200	$467,000 (+24.63%) Land $54,000 Building $413,000
2022	$4,254.00 Homeowner's exemption	$149,880 Land $18,400 Building $131,480	$374,700 Land $46,000 Building $328,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALESKA serves 4,657 people · EPA ID GA0570024
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

May also be available: ETC.

Cell Coverage

5G (outdoors only) and 4G LTE

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