1020 Shaw St, Des Moines, IA 50309 Property Records

Polk County property record for 1020 Shaw St, Des Moines, IA 50309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1887
Lot Size	0.475 acres (20,701 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2023)
Tax Bill	$1,832 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2023 Sale & Line of Credit + 6 more
Flood Zone	Zone X (reduced by levee)
APN	`040/00030-002-000`

Property Details

APN / Parcel Number

Primary APN	`040/00030-002-000`
Alternative APN	`782410231009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,355 sqft
1st Floor Area	956 sqft
Upper Floors Area	240 sqft
Basement Area	79 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Bungalow
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,701 sqft (0.475 acres)
Porch	Enclosed Porch
Porch Area	80 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1020 SHAW ST
City	DES MOINES
State	IA
Zip	50309-5257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX N 4F E 36.67F- & -EX N 33F S 132F W1/3- S160F LOTS 6, 7 & 8 BLK 3 ALLENS SECOND ADDITION
Legal Subdivision	ALLENS 2ND ADDITION
Legal Block	3
Legal Lot Number	6,7,8
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3069
Census Tract	5200

Owner

1020 Shaw St is owned and occupied by an individual who bought it in April 2023.

Source: Polk County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit KEYSTONE SAVINGS BANK
Apr 17, 2023	Warranty Deed, Transfer · Line of Credit KEYSTONE SAVINGS BANK
Sep 14, 2020	Correction Deed, Transfer NOT AVAILABLE
Jul 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 14, 2020	Correction Deed, Transfer NOT AVAILABLE
Sep 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Deed Document Number	202317903
Deed Book / Page	19447 / 810
Prior Transfer Date	May 20, 2015
Prior Transfer Doc	0000099470
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 E 8TH ST, DES MOINES, IA 50316-1012

Mortgage

Document Number	0000017301
Date	Mar 31, 2026
Book Page	20465/615
Instrument	2026-00017301

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank
Address	6871 NE 12TH AVE, PLEASANT HILL, IA 50327

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 17, 2023
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Document Number	0000017903
Book / Page	19447 / 810
Instrument Date	Apr 10, 2023
Instrument	2023-00017903
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SHAW ST, DES MOINES, IA 50309-5257

Mortgage

Document Number	0000018166
Date	Apr 18, 2023
Book Page	19448/924
Instrument	2023-00018166

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank
Address	PLEASANT HILL, IA 50327

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 13, 2043

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK IA
Recording Date	Sep 14, 2020
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Document Number	0000029627
Book / Page	018064 / 000553
Instrument Date	Dec 18, 2019
Instrument	29627
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SHAW ST DES MOINES IA 503095257, DES MOINES, IA 50309-5257

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 23, 2020
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Document Number	0000009002
Book / Page	017965 / 000193
Instrument Date	Nov 27, 2019
Instrument	9002
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SHAW ST DES MOINES IA 503095257, DES MOINES, IA 50309-5257

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 23, 2020
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Document Number	0000009001
Book / Page	017965 / 000191
Instrument Date	Nov 27, 2019
Instrument	9001
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SHAW ST DES MOINES IA 503095257, DES MOINES, IA 50309-5257

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK IA
Recording Date	Sep 14, 2020
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Document Number	0000029626
Book / Page	018064 / 000549
Instrument Date	Nov 27, 2019
Instrument	29626
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SHAW ST DES MOINES IA 503095257, DES MOINES, IA 50309-5257

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Sep 5, 2019
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Document Number	0000021153
Book / Page	017482 / 000738
Instrument Date	Sep 5, 2019
Instrument	21153
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2333 E 33RD ST DES MOINES IA 503173103, DES MOINES, IA 50317-3103

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Mar 12, 2018
Property Address	1020 SHAW ST, DES MOINES, IA 50309-5257
Document Number	0000070003
Book / Page	016845 / 000839
Instrument Date	Mar 5, 2018
Instrument	70003
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount on Record
Tax	$4.16
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SHAW ST DES MOINES IA 503095257, DES MOINES, IA 50309-5257

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,600 Land $28,100 Building $117,500	$145,600 Land $28,100 Building $117,500
2024	$1,832.00
2023		$93,100 (+16.08%) Land $21,700 Building $71,400	$93,100 Land $21,700 Building $71,400
2022		$80,200 Land $19,100 Building $61,100
2021			$80,200 Land $19,100 Building $61,100
2020	$1,906.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1020 Shaw St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2010)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Shaw St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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