Union County property record for 1020 Saint Johns Ave, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,477 sqft · built 2005 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $252,500 (Mar 2006) |
| Tax Bill | $3,756 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-147-431 |
| Primary APN | 07-147-431 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,477 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 13,024 sqft (0.299 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1020 SAINT JOHNS AVE |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-6750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | MR STALLIN |
| Legal Description | #178 CHESTNUT OAKS PH1 MP3 OPCH722 |
| Legal Subdivision | CHESNUT OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20314 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1020 SAINT JOHNS AVE, MATTHEWS, NC 28104-6750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage TRULIANT FCU |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2006 · Amount on Record |
| Deed Sale | Mar 17, 2006 · Amount on Record |
| Prior Sale | Sep 15, 2005 · Amount on Record |
| Deed Document Number | 200611225 |
| Deed Book / Page | 4098 / 445 |
| Last Transfer Date | Sep 15, 2016 |
| Transfer Doc | 6774373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1020 SAINT JOHNS AVE, MATTHEWS, NC 28104-6750 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0008191223 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 8191/223 |
| Instrument | 36269 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 4, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1020 SAINT JOHNS AVE, MATTHEWS, NC 28104-6750 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0008322552 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 8322/552 |
| Instrument | 55540 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,756.00 (+24%) | $551,200 (+59.54%) Land $103,800 Building $447,400 | $551,200 (+59.54%) Land $103,800 Building $447,400 |
| 2024 | $3,029.00 (+4.23%) | $345,500 (-) Land $62,000 Building $283,500 | |
| 2023 | $2,906.00 | $345,500 Land $62,000 Building $283,500 | $345,500 (-) Land $62,000 Building $283,500 |
| 2021 | $345,500 Land $62,000 Building $283,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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