1020 Saddlebrook Dr, Allen, TX 75002 Property Records

Collin County property record for 1020 Saddlebrook Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,338 sqft · built 2002
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Tax Bill	$19,910 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-4866-00A-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-4866-00A-0040-1`
Alternative APN	`2136350`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,338 sqft Living Area
Gross Area	6,017 sqft
2nd Floor Area	2,433 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2136350
Street Address	1020 SADDLEBROOK DR
City	ALLEN
State	TX
Zip	75002-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBROOK ESTATES PHASE I (CLU), BLK A, LOT 4
Legal Subdivision	SADDLEBROOK ESTATES PHASE I (CLU)
Legal Phase	1
Legal Block	A
Legal Lot Number	4 1
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1000
Census Tract	31408

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1020 SADDLEBROOK DR, LUCAS, TX 75002-7685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Feb 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022
Deed Sale	Feb 23, 2022
Prior Sale	Mar 28, 2012
Deed Document Number	20220223000302930
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1020 SADDLEBROOK DR, ALLEN, TX 75002-7685
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SADDLEBROOK DR, LUCAS, TX 75002-7685

Mortgage

Document Number	2026000010563
Date	Jan 29, 2026
Instrument	2026000010563

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1020 SADDLEBROOK DR, LUCAS, TX 75002-7685
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000751000
Date	Jun 27, 2019
Instrument	20190627000751000

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 24, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 23, 2022
Property Address	1020 SADDLEBROOK DR, ALLEN, TX 75002-7685
Document Number	0000302930
Map Reference	CAB N SL 294
Instrument Date	Feb 22, 2022
Instrument	20220223000302930
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SADDLEBROOK DR, LUCAS, TX 75002-7685

Mortgage

Document Number	0000302940
Date	Feb 23, 2022
Instrument	20220223000302940

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lucas City
Unified School District	Lovejoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,410,000 (+9.62%) Land $514,600 Building $895,400	$1,410,000 (+9.62%) Land $514,600 Building $895,400
2024	$19,910.00 (+16%)
2023		$1,286,251 Land $373,500 Building $912,751	$1,286,251 Land $373,500 Building $912,751
2022	$17,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUCAS serves 8,378 people · EPA ID TX0430054
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
360 Broadband Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: SureFire Internet.

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