1020 S Trce, Rutledge, GA 30663 Property Records

Morgan County property record for 1020 S Trce, Rutledge, GA 30663

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,394 sqft · built 2002
Lot Size1.49 acres (64,904 sqft)
OwnerIndividual Name on File
Last Sale$399,900 (Jul 2022)
Tax Bill$3,642 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021A 003

Property Details

APN / Parcel Number

Primary APN021A 003
Alternative APN
  • 2096

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,394 sqft Heated Area
1st Floor Area1,914 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area64,904 sqft (1.49 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Carport Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area144 sqft
Storage Building180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2096
Street Address1020 SOUTH TRCE
CityRUTLEDGE
StateGA
Zip30663-2705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionSOUTH TRACE SD LOT:3
Legal SubdivisionSOUTH TRACE
Legal Phase01
Legal Lot Number3
JurisdictionMORGAN GA
Township / Civil DivisionRUTLEDGE
Census Block Group3
Census Block3042
Census Tract10200

Owner

1020 S Trce is owned and occupied by an individual who bought it in July 2022.

Source: Morgan County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address1020 SOUTH TRCE, RUTLEDGE, GA 30663-2705
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL
Jul 22, 2022Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2022 · Amount on File
Deed SaleJul 22, 2022 · Amount on File
Deed Document Number0000699697
Deed Book / Page699 / 697
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN GA
Recording DateJul 22, 2022
Property Address1020 SOUTH TRCE, RUTLEDGE, GA 30663-2705
Document Number000699/697
Book / Page699 / 697
Instrument DateJul 22, 2022
Instrument2022-000865
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 SOUTH TRCE, RUTLEDGE, GA 30663-2705

Mortgage

Document Number0000000699/0000000699
DateJul 25, 2022
Book Page0000000699/0000000699
Lender
NameEVERETT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN GA
Recording DateJul 22, 2022
Property Address1020 SOUTH TRCE, RUTLEDGE, GA 30663-2705
Document Number000699/697
Book / Page699 / 697
Instrument DateJul 22, 2022
Instrument2022-000865
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 SOUTH TRCE, RUTLEDGE, GA 30663-2705

Mortgage

Document Number0000699699
DateJul 22, 2022
Instrument699/699
Lender
NameEVERETT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term354 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1020 S Trce was $3,642.

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,642.00$162,518 Land $13,112 Building $149,406$406,295 Land $32,780 Building $373,515
2023$2,655.00 (+42.74%) Homeowner's exemption$113,012 (+48.61%) Land $9,536 Building $103,476$282,530 (+48.61%) Land $23,840 Building $258,690
2022$1,860.00 Homeowner's exemption$76,048 Land $7,426 Building $68,622$190,121 Land $18,565 Building $171,556

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1020 S Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 S Trce is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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