1020 S Spring St, Springfield, IL 62704 Property Records

Sangamon County property record for 1020 S Spring St, Springfield, IL 62704

Property Summary

Property Type	Commercial
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Last Sale	$97,500 (Jan 2015)
Tax Bill	$6,745 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-33.0-478-041`

Property Details

APN / Parcel Number

Primary APN	`14-33.0-478-041`
Alternative APN	`14330478041 (CHECK DIGIT = 5)`

Exterior

Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Account Number	14330478041
Street Address	1020 S SPRING ST
City	SPRINGFIELD
State	IL
Zip	62704-2924
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 15, 16, 17, 18, 19 & 20 BLK 1 SHUTT & STARNES ADDN
Legal Subdivision	SHUTT & STARNES ADD
Legal Block	1
Legal Lot Number	15-20
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2018
Census Tract	1900

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	524 S 2ND ST, 200, SPRINGFIELD, IL 62701-1730
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Construction Mortgage CARROLLTON BANK
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2015 · Amount on Record
Deed Sale	Jan 12, 2015 · Amount on Record
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1020 S SPRING ST, SPRINGFIELD, IL 62704-2924
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R11235
Date	Jun 26, 2023
Instrument	2023R11235

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1020 S SPRING ST, SPRINGFIELD, IL 62704-2924
Transaction Type	Mortgage
Record Updated	Apr 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04947
Date	Mar 10, 2020
Instrument	2020R04947

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,745.00 (-28.9%)	$83,310 (-21.31%) Land $25,418 Building $57,892	$249,930 (-21.31%) Land $76,254 Building $173,676
2022	$9,487.00	$105,874 Land $59,091 Building $46,783	$317,622 Land $177,273 Building $140,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, T-Mobile.

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