1020 S Rose St, Escondido, CA 92027 Property Records

San Diego County property record for 1020 S Rose St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1973
Lot Size	0.179 acres (7,800 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Nov 2017)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`230-550-23-00`

Property Details

APN / Parcel Number

Primary APN	`230-550-23-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	928 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 S ROSE ST
City	ESCONDIDO
State	CA
Zip	92027-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 59 TR 007130
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	007130
Legal Block	2
Legal Lot Number	59
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20705

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 28, 2017	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Aug 28, 2017	Grant Deed, Transfer · Conventional Mortgage BENCH EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	2017552051
Prior Transfer Date	Aug 11, 1993
Prior Transfer Doc	0000546783
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326720
Date	Aug 6, 2019
Instrument	2019-0326720

Lender

Name	FREEDOM MORTGAGE CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195129
Date	Apr 17, 2020
Instrument	2020-0195129

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065

Mortgage

Document Number	0000026872
Date	Jan 13, 2021
Instrument	2021-0026872

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2049

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2020
Property Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Document Number	0000763192
Instrument Date	Oct 26, 2020
Instrument	763192
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1020 S ROSE ST ESCONDIDO CA 920274065, ESCONDIDO, CA 92027-4065

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2017
Property Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Document Number	0000552051
Map Reference	MAP7130
Instrument Date	Nov 17, 2017
Instrument	2017-0552051
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 DEVONSHIRE DR, VACAVILLE, CA 95687

Mortgage

Document Number	0000552052
Date	Nov 28, 2017
Instrument	2017-0552052

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2017
Property Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Document Number	0000393645
Instrument Date	Aug 24, 2017
Instrument	393645
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2134 MERGHO IMPASSE SAN DIEGO CA 921102149, SAN DIEGO, CA 92110-2149

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2017
Property Address	1020 S ROSE ST, ESCONDIDO, CA 92027-4065
Document Number	0000393644
Instrument Date	Aug 9, 2017
Instrument	393644
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2134 MERGHO IMPASSE SAN DIEGO CA 921102149, SAN DIEGO, CA 92110-2149

Mortgage

Document Number	393646
Date	Aug 28, 2017
Instrument	393646

Lender

Name	BENCH EQUITY LLC
Type	Funding / Finance Company
Address	MESA, AZ 85209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,623 (+2%) Land $348,173 Building $104,450
2025	$5,015.00 (+4.52%) Homeowner's exemption	$443,749 (+4.04%) Land $341,347 Building $102,402
2023	$4,798.00 (+1.1%) Homeowner's exemption	$426,520 Land $328,093 Building $98,427
2022	$4,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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