1020 S Main St, Seattle, WA 98144 Property Records

King County property record for 1020 S Main St, Seattle, WA 98144

Property Summary

Property Type	Apartments (5+ Units)
Details	141,255 sqft
Lot Size	0.882 acres (38,441 sqft)
Owner	Company Name on File
Last Sale	$14,550,260 (May 2019)
Tax Bill	$74,688 (2022)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`982200-0370`

Property Details

APN / Parcel Number

Primary APN	`982200-0370`
Alternative APNs	`982200037009` `982200037090`

Interior

Units	215 Units
Stories	9 Stories
Building Area	141,255 sqft Total Area
Elevator	Elevator

Exterior

Construction Type	Masonry / Concrete Block
Lot Area	38,441 sqft (0.882 acres)
Garage Area	45,332 sqft
Parking Spaces	142 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	982200037090
Street Address	1020 S MAIN ST
City	SEATTLE
State	WA
Zip	98144-2803
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MPC-YT
Legal Description	YESLER TERRACE COMMUNITY PCL Y OF SEATTLE LBA #3029805 REC #20180509900001 SD LBA POR OF TR A & LOTS 9-18 OF BLK 5 OF SD ADD
Legal Range	04
Legal Township	24
Legal Section	05
Legal Quarter	NE
Legal Subdivision	YESLER TERRACE COMMUNITY
Legal Block	5
Legal Lot Number	9-18 10
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1002
Census Tract	9100

Owner

1020 S Main St, a residential property, is owned by a company that bought it in May 2019 and is owner-occupied.

Source: King County records, as of February 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 350160, PALM COAST, FL 32135-0160
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage MFA FINANCE II LLC
Nov 26, 2019	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
May 17, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMTITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Deed Document Number	20190517001537
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1020 S MAIN ST, SEATTLE, WA 98144-2803
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000370
Date	Sep 12, 2023
Instrument	20230912000370

Lender

Name	MFA FINANCE II LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	27 Months
Due	Nov 30, 2025

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1020 S MAIN ST, SEATTLE, WA 98144-2803
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001878
Date	Nov 26, 2019
Instrument	20191126001878

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	48 Months
Due	Nov 26, 2023

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KING WA
Recording Date	May 17, 2019
Property Address	1020 S MAIN ST, SEATTLE, WA 98144-2803
Document Number	0000001537
Instrument Date	May 17, 2019
Instrument	201905171537
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: King County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	Additional exemption filed
2022	$74,688.00	$8,649,200 Land $8,649,200	$8,649,200 Land $8,649,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1020 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber, T-Mobile, Verizon.

Nearby Properties on S Main St

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