1020 S Ditmar St, Oceanside, CA 92054 Property Records

San Diego County property record for 1020 S Ditmar St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,305 sqft · built 1943
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (Sep 2010)
Tax Bill	$6,058 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`152-031-07-00`

Property Details

APN / Parcel Number

Primary APN	`152-031-07-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 S DITMAR ST
City	OCEANSIDE
State	CA
Zip	92054-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 1 LOTS 12 & 13 TR 000768
Legal Subdivision	BOONE & SHAFFERS ADD
Legal Tract	000768
Legal Block	1
Legal Lot Number	12,13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	18201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Intrafamily Transfer, Transfer
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLS FINANCIAL CU
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Feb 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2010 · Amount on Record
Deed Sale	Sep 23, 2010 · Amount on Record
Prior Sale	Jun 2, 2010 · Amount on Record
Deed Document Number	2010505327
Last Transfer Date	Jan 23, 2021
Transfer Doc	0000075468
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2025
Property Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007
Document Number	0000289337
Map Reference	MAP 273
Instrument Date	Aug 22, 2025
Instrument	2025-0289337
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007

Mortgage

Document Number	0000502246
Date	Jul 14, 2021
Instrument	2021-0502246

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007

Mortgage

Document Number	0000227623
Date	Mar 24, 2021
Instrument	2021-0227623

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000387081
Date	Sep 18, 2018
Instrument	2018-0387081

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231707
Date	May 7, 2020
Instrument	2020-0231707

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2021
Property Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007
Document Number	0000075468
Map Reference	MAP 273
Instrument Date	Jan 23, 2021
Instrument	2021-0075468
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 S DITMAR ST, OCEANSIDE, CA 92054-5007

Mortgage

Document Number	0000075469
Date	Feb 1, 2021
Instrument	2021-0075469

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,375 (+2%) Land $392,031 Building $163,344
2025	$6,058.00 (+5.23%)	$544,487 (+4.04%) Land $384,345 Building $160,142
2023	$5,757.00 (+1.57%) Homeowner's exemption	$523,345 Land $369,421 Building $153,924
2022	$5,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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