1020 Riverside Dr, Salisbury, MD 21801 Property Records

Wicomico County property record for 1020 Riverside Dr, Salisbury, MD 21801

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,438 sqft · built 2013
Lot Size0.479 acres (20,876 sqft)
Owner2 Individual Names on Record
Last Sale$419,900 (Nov 2020)
Deeds & MortgagesApr 2019 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-059632

Property Details

APN / Parcel Number

Primary APN13-059632
Alternative APN
  • 059632

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,438 sqft Total Area
Basement Area625 sqft
Finished Basement625 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,876 sqft (0.479 acres)
View / LotWaterfront
PorchSlab
Porch Area84 sqft
Deck Area725 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number059632
Street Address1020 RIVERSIDE DR
CitySALISBURY
StateMD
Zip21801-6139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionPAR A-20,876 SQFT 1020 RIVERSIDE DRIVE CITY OF SALISBURY
Legal SubdivisionROBERT F MORRIS
JurisdictionWICOMICO MD
Township / Civil Division13, CAMDEN
Census Block Group3
Census Block3002
Census Tract400

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1020 RIVERSIDE DR, SALISBURY, MD 21801-6139
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 24, 2020Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleJun 18, 2015 · Amount on Record
Deed Book / Page4740 / 98
Prior Transfer DateOct 12, 2008
Prior Transfer Doc0029780121
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address1020 RIVERSIDE DR, SALISBURY, MD 21801-6139
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyCOPRORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044610266
DateApr 24, 2019
Book Page4461/266
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressSTEVENSVILLE, MD 21666
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term264 Months
DueApr 9, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionWICOMICO MD
Recording DateNov 24, 2020
Property Address1020 RIVERSIDE DR, SALISBURY, MD 21801-6139
Document Number0047400098
Book / Page4740 / 98
Map ReferenceCAB AJS 7 FO 176-701
Instrument DateNov 9, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyMID ATLANTIC STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1020 RIVERSIDE DR, SALISBURY, MD 21801-6139

Mortgage

Document Number0004740105
DateNov 24, 2020
Instrument4740/105
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
MunicipalitySalisbury City
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,767 (+6.48%)$492,000 (-) Land $132,100 Building $359,900
2025$435,533 (+8.78%)$492,000 (+20.8%) Land $132,100 Building $359,900
2023Disabled Person's exemption Veteran's exemption$400,367$407,300 Land $132,100 Building $275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (1998–2012)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SALISBURY
serves 30,343 people · EPA ID MD0220004
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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