Rockdale County property record for 1020 Riverclift Dr, Covington, GA 30016 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,320 sqft · built 1999 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,900 (Nov 2019) |
| Tax Bill | $5,897 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-A-01-0009 |
| Primary APN | 033-A-01-0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Heated Area |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 1,032 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stone |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.589 acres) |
| Terrain | Rolling |
| Garage Area | 448 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 7158 |
|---|---|
| Street Address | 1020 RIVERCLIFT DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-8945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERCLIFT DR-L9 PH1 |
| Legal Subdivision | RIVERCLIFT |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ROCKDALE GA |
| Township / Civil Division | SOUTH ROCKDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 60408 |
Source: Rockdale County records · APN 033-A-01-0009
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 RIVERCLIFT DR, COVINGTON, GA 30016-8945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| May 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Dec 03, 2019 | Grant Deed, Transfer · FHA Mortgage SOUTHERN SEC MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Prior Sale | Dec 22, 2008 |
| Deed Document Number | 0006569291 |
| Deed Book / Page | 6569 / 291 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKDALE GA |
| Property Address | 1020 RIVERCLIFT DR, COVINGTON, GA 30016-8945 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1020 RIVERCLIFT DR, COVINGTON, GA 30016-8945 |
| Document Number | 0074290000000307 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 0000007429/0000000307 |
| Instrument | 202216422 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKDALE GA |
| Property Address | 1020 RIVERCLIFT DR, COVINGTON, GA 30016-8945 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1020 RIVERCLIFT DR, COVINGTON, GA 30016-8945 |
| Document Number | 0075830000000192 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 0000007583/0000000192 |
| Instrument | 202307552 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKDALE GA |
| Recording Date | Dec 03, 2019 |
| Property Address | 1020 RIVERCLIFT DR, COVINGTON, GA 30016-8945 |
| Document Number | 0065690291 |
| Book / Page | 006569 / 000291 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 RIVERCLIFT DR COVINGTON GA 300168945, COVINGTON, GA 30016-8945 |
| Document Number | 65690293 |
|---|---|
| Date | Dec 03, 2019 |
| Book Page | 006569/000293 |
| Name | SOUTHERN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MURRAY, UT 84123 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
Source: Rockdale County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Rockdale County |
| Unified School District | Rockdale County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,897.00 (+21.51%) | $148,440 (+25.37%) Land $22,360 Building $126,080 | $371,100 (+25.37%) Land $55,900 Building $315,200 |
| 2023 | $4,853.00 (+26.74%) | $118,400 (+16.54%) Land $18,800 Building $99,600 | $296,000 (+16.54%) Land $47,000 Building $249,000 |
| 2022 | $3,829.00 | $101,600 Land $17,200 Building $84,400 | $254,000 Land $43,000 Building $211,000 |
Source: FEMA National Flood Hazard Layer, Rockdale County (13247C), updated December 8, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132470604082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Hurricane Helene |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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