1020 River Acres Dr, Tecumseh, MI 49286 Property Records

Lenawee County property record for 1020 River Acres Dr, Tecumseh, MI 49286

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,236 sqft · built 1959
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Aug 2018)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`XT0-645-0890-00`

Property Details

APN / Parcel Number

Primary APN	`XT0-645-0890-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	23,087 sqft (0.53 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1020 RIVER ACRES DR
City	TECUMSEH
State	MI
Zip	49286-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 89 RIVER ACRES AREA NO 2 CITY OF TECUMSEH
Legal Subdivision	RIVER ACRES AREA #2
Legal Lot Number	89
Jurisdiction	LENAWEE MI
Township / Civil Division	TECUMSEH
Census Block Group	1
Census Block	1017
Census Tract	62300

Owner

1020 River Acres Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 RIVER ACRES DR, TECUMSEH, MI 49286-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2018	Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Aug 1, 2017	Loan Modification, Mortgage NOT AVAILABLE
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Jun 28, 2011 · Amount on File
Deed Book / Page	2567 / 913
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1020 RIVER ACRES DR, TECUMSEH, MI 49286-1139
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026450509
Date	Sep 26, 2022
Book Page	2645/509

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Aug 22, 2018
Property Address	1020 RIVER ACRES DR, TECUMSEH, MI 49286-1139
Document Number	0025670913
Book / Page	002567 / 000913
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	BARRISTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 N MAUMEE ST TECUMSEH MI 492861531, TECUMSEH, MI 49286-1531

Mortgage

Document Number	25670914
Date	Aug 22, 2018
Book Page	002567/000914

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1020 RIVER ACRES DR, TECUMSEH, MI 49286-1139
Document Number	0025500971
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025500971
Date	Sep 5, 2017
Book Page	002550/000971

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LENAWEE MI
Property Address	1020 RIVER ACRES DR, TECUMSEH, MI 49286-1139
Document Number	0025500970
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1020 RIVER ACRES DR, TECUMSEH, MI 49286-1139
Document Number	0025390512
Book / Page	002539 / 000512
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025390512
Date	Feb 3, 2017
Book Page	002539/000512

Lender

Name	MICHIGAN H/O ASSISTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1020 River Acres Dr was $3,515 with a homeowner's exemption.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
Municipality	Tecumseh City
Unified School District	Tecumseh Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,100 (+3.57%)	$226,200 (+3.57%)
2025	$3,515.00 Homeowner's exemption	$109,200	$218,400
2023		$99,200	$198,400
2022	$3,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 River Acres Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 River Acres Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TECUMSEH serves 8,521 people · EPA ID MI0006560
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: D&P Communications.

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