1020 Ridgeview Ct, Davidson, NC 28036 Property Records

Rowan County property record for 1020 Ridgeview Ct, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,968 sqft · built 2012
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Oct 2021)
Tax Bill	$5,161 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249J020`

Property Details

APN / Parcel Number

Primary APN	`249J020`
Alternative APN	`6309471`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,968 sqft Living Area
Gross Area	3,975 sqft
1st Floor Area	2,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Footing
Lot Area	40,075 sqft (0.919 acres)
Garage Area	800 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Porch
Porch Area	65 sqft
Deck Area	228 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6309471
Street Address	1020 RIDGEVIEW CT
City	DAVIDSON
State	NC
Zip	28036-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L59 .92AC ARCHER RIDGE SUB PH 2
Legal Subdivision	ARCHER RIDGE SUB PH 2
Legal Lot Number	59
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	1
Census Block	1007
Census Tract	51801

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1020 RIDGEVIEW CT, DAVIDSON, NC 28036-7626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Nov 22, 2010 · Amount on Record
Deed Document Number	0001385661
Deed Book / Page	1385 / 661
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 5, 2021
Property Address	1020 RIDGEVIEW CT, DAVIDSON, NC 28036-7626
Document Number	0013850661
Book / Page	1385 / 661
Map Reference	MB 9995 PG 6396
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 ELGIN LN, 122, MOORESVILLE, NC 28115-5786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 RIDGEVIEW CT, DAVIDSON, NC 28036-7626

Mortgage

Document Number	1385662
Date	Oct 5, 2021
Instrument	1385/662

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1020 RIDGEVIEW CT, DAVIDSON, NC 28036-7626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013610224
Date	Nov 18, 2020
Book Page	1361/224

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1020 RIDGEVIEW CT, DAVIDSON, NC 28036-7626
Document Number	0013030132
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 RIDGEVIEW CT DAVIDSON NC 280367626, DAVIDSON, NC 28036-7626

Mortgage

Document Number	0013030132
Date	Jan 24, 2018
Book Page	001303/000132

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,161.00	$761,870 Land $76,000 Building $685,870	$761,870 Land $76,000 Building $685,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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